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 Credit Card Thread V6

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SUSDavid83
post Mar 30 2009, 06:10 PM

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QUOTE(Kong Sai Hao @ Mar 30 2009, 04:01 PM)
wow maybank still can get 16500 points for rm100 vouchers?
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Which voucher are you specially aiming for? You can view the online brochure for more details.
jack2
post Mar 30 2009, 06:26 PM

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I have 270k bonus points in my Maybank CC... What thing is good to redeem ah?
SUSDavid83
post Mar 30 2009, 06:27 PM

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QUOTE(jack2 @ Mar 30 2009, 06:26 PM)
I have 270k bonus points in my Maybank CC... What thing is good to redeem ah?
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Please browse through the online brochure. You may probably spot something useful and valuable for you or your family.
CSS
post Mar 30 2009, 06:35 PM

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QUOTE(jack2 @ Mar 30 2009, 06:26 PM)
I have 270k bonus points in my Maybank CC... What thing is good to redeem ah?
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That's a lot of RM100s shocking.gif
eddievh
post Mar 30 2009, 06:36 PM

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Fulamak 270K,big spender ha biggrin.gif
http://www.maybank2u.com.my/mbb_info/m2u/p...TP-TreatsPoints

This post has been edited by eddievh: Mar 30 2009, 06:40 PM
GHz
post Mar 30 2009, 06:42 PM

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QUOTE(jack2 @ Mar 30 2009, 06:26 PM)
I have 270k bonus points in my Maybank CC... What thing is good to redeem ah?
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Wah so much. How long you start keeping your point?
eddievh
post Mar 30 2009, 06:44 PM

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QUOTE(jack2 @ Mar 30 2009, 06:26 PM)
I have 270k bonus points in my Maybank CC... What thing is good to redeem ah?
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Home theater ?
jack2
post Mar 30 2009, 06:55 PM

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QUOTE(David83 @ Mar 30 2009, 06:27 PM)
Please browse through the online brochure. You may probably spot something useful and valuable for you or your family.
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Thanks.

QUOTE(eddievh @ Mar 30 2009, 06:36 PM)
QUOTE(GHz @ Mar 30 2009, 06:42 PM)
Wah so much. How long you start keeping your point?
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I am the member since 2002 till now....


QUOTE(eddievh @ Mar 30 2009, 06:44 PM)
Home theater ?
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It is good also to redeem but need to think of the place to put them nicely without seeing the wiring...
he-sham
post Mar 30 2009, 09:35 PM

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^ jack 2...

better u walk in to their redemption outlet at OU new wing.... open on weekend....

some of the online brochure might got "treatpoints discount" if u just walk in..

official online brochure Petronas rm50 need 11000 treatpoints... but when walk in it only need 8500 treatpoints only to redeem rm50 Petronas voucher..
CSS
post Mar 30 2009, 10:47 PM

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QUOTE(he-sham @ Mar 30 2009, 09:35 PM)
^ jack 2...

better u walk in to their redemption outlet at OU new wing.... open on weekend....

some of the online brochure might got "treatpoints discount" if u just walk in..

official online brochure Petronas rm50 need 11000 treatpoints... but when walk in it only need 8500 treatpoints only to redeem rm50 Petronas voucher..
*
Really? Woah, that's a big difference... Thanks for the info!

This post has been edited by CSS: Mar 30 2009, 10:48 PM
Shinichi
post Mar 30 2009, 10:57 PM

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I don't get why I'm being charged annual fee for unused 4 month old cards, can anyone advice me what to do to reverse it?
he-sham
post Mar 31 2009, 12:40 AM

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QUOTE(Shinichi @ Mar 30 2009, 10:57 PM)
I don't get why I'm being charged annual fee for unused 4 month old cards, can anyone advice me what to do to reverse it?
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what type of card erh ? any annual fee condition ?? if really got annual fee & u never use it..hmm...quite hard la to request for waiver....
Shinichi
post Mar 31 2009, 12:44 AM

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QUOTE(he-sham @ Mar 31 2009, 12:40 AM)
what type of card erh ? any annual fee condition ?? if really got annual fee & u never use it..hmm...quite hard la to request for waiver....
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Erm what type do you mean? Master/Visa? Or Classic/Gold/Plat card?
I only know they charge me fee after I got my statement today. The cards not even reach half year old...
he-sham
post Mar 31 2009, 01:16 AM

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QUOTE(Shinichi @ Mar 31 2009, 12:44 AM)
Erm what type do you mean? Master/Visa? Or Classic/Gold/Plat card?
I only know they charge me fee after I got my statement today. The cards not even reach half year old...
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what type mean what card is it exactly....from which bank ?? eg Maybank Petronas Visa Gold, CIMB enrich platinum mastercard or bla bla la....

maybe its follow the bank's financial year to charge annual fee for their cc...just a wild guess....dont even know which bank issued your card.....huhu tongue.gif
carjack18
post Mar 31 2009, 06:35 AM

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QUOTE(GHz @ Mar 30 2009, 06:03 PM)
Which other banks use the same practice? HSBC is not, the salesman told me for them, they only look at the record especially outstanding balance, they don't care how much card I have.
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What if I got a lot of outstanding balance but my payment record is good. i.e, I make at least the min 5% payment of my CC. Will my house loan get rejected?
GHz
post Mar 31 2009, 08:40 AM

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QUOTE(carjack18 @ Mar 31 2009, 06:35 AM)
What if I got a lot of outstanding balance but my payment record is good. i.e, I make at least the min 5% payment of my CC. Will my house loan get rejected?
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I think that will be an issue. Even with no outstanding balance & many credit cards, some banks insist not to give home loan.

mo66
post Mar 31 2009, 09:02 AM

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Guys...just to ask...do you always got your CC statement late like you only got 3 or 4 working days to pay the statement before payment due date?

I am using AEON CC and I noticed it like that. I dont know if they purposely done this and the minimum charge for late payment is RM10.
Shinichi
post Mar 31 2009, 10:23 AM

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QUOTE(he-sham @ Mar 31 2009, 01:16 AM)
what type mean what card is it exactly....from which bank ?? eg Maybank Petronas Visa Gold, CIMB enrich platinum mastercard or bla bla la....

maybe its follow the bank's financial year to charge annual fee for their cc...just a wild guess....dont even know which bank issued your card.....huhu  tongue.gif
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Oh, its my HLB Gold and MTV card. And they charge me 350 for both... I'm going to get them waive the fees then cancel the cards. Not happy with them charging me fee.
alexwsk
post Mar 31 2009, 03:28 PM

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QUOTE(mo66 @ Mar 31 2009, 09:02 AM)
Guys...just to ask...do you always got your CC statement late like you only got 3 or 4 working days to pay the statement before payment due date?

I am using AEON CC and I noticed it like that. I dont know if they purposely done this and the minimum charge for late payment is RM10.
*
my PBB, MBB and HSBC statements will normally arrive within a week from the statement date
hye
post Mar 31 2009, 03:41 PM

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QUOTE(mo66 @ Mar 31 2009, 09:02 AM)
Guys...just to ask...do you always got your CC statement late like you only got 3 or 4 working days to pay the statement before payment due date?

I am using AEON CC and I noticed it like that. I dont know if they purposely done this and the minimum charge for late payment is RM10.
*
You should decide whether you want to continue allowing AEON to deliver late statements to you. It is as simple as that. If you can't then decide whether you want pick up the phone and mention this problem to them or walk out from the 'relationship'.
Personally I don't tolerate sloppy customer service.

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