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 Credit Card Thread V6

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skygreen
post Mar 8 2009, 06:29 PM

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QUOTE(huakenny @ Mar 7 2009, 05:12 PM)
im having my dinner (buffet) at pyramid tower/hotel last nite....

d cashier told me..if i pay wit citibank credit card, there is 30% discount.

the bill is rm598, i paid wit credit card....after discount is rm418++....

really saves alots....
btw,

any got standard chartered credit card here? i was at bangkok last month but not sure why...i cannot use at there..its declined...but my HSBC card can use..

anyone experience tis?
*
Woah, that's a lot of saving.
I know HSBC have 10% promotions in SushiKing and Starbucks only,
but I seldom use it.
I don't really go these places to have my meal.

Maybe you have to call standard chartered to inform them before you go for travel,
I have no problems with my card when I was in Bangkok.
But I had call them regarding I will go Thailand during when to when. smile.gif
skygreen
post Mar 8 2009, 06:33 PM

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QUOTE(lcl832002 @ Mar 5 2009, 08:28 PM)
Sure. I am currently using VISA and MASTERCARD from Public Bank, MASTERCARD from CIMB and AmBank.

All the cards are free for life absolutely without any condition, except for Public Bank. As long as I am a Public Mutual unitholder, my Public Bank credit cards are free without any condition.

My Public Bank credit cards offer cash rebate although it is not a huge amount. CIMB gives me 2 % cash rebate if I go to Petronas.

So far, their staffs are quite polite especially AmBank in SS2, Petaling Jaya, Selangor.

If you want higher cash rebate for every petrol station in Malaysia, you can try applying RHB Travel Money credit card. It gives 5 % cash rebate for every first Saturday and Sunday of a month, then 2 % for the rest of the days of the month. The promotion is until the end of this June, if I am not mistaken. But bear in mind, RHB service is very bad. I mean the attitude of the staffs. Why am I using its credit card? I just want to enjoy the cash rebate. After promotion period, I will cancel it without hesitation.

Hope my little advice helps you.

<< MY LIFE AS AN INSURANCE AGENT >>
*
Woah, interest with 5% Petrol Cash rebate biggrin.gif
hye
post Mar 8 2009, 06:57 PM

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QUOTE(skygreen @ Mar 8 2009, 06:33 PM)
Woah, interest with 5% Petrol Cash rebate biggrin.gif
*
Don't be surprise, there is another product (I have mentioned it in V6) which gives 7% rebate for petrol purchases. It is a debit card product so I won't discuss it here.


Added on March 8, 2009, 6:59 pm
QUOTE(skygreen @ Mar 8 2009, 06:29 PM)
Maybe you have to call standard chartered to inform them before you go for travel,
I have no problems with my card when I was in Bangkok.
But I had call them regarding I will go Thailand during when to when. smile.gif
*
That is exactly my practice. biggrin.gif Actually, you should do this for all your cards when you travel - you don't want to be stuck in a foreign country with no way to pay your bills.


This post has been edited by hye: Mar 8 2009, 06:59 PM
lcl832002
post Mar 8 2009, 07:20 PM

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QUOTE(arsenal @ Mar 8 2009, 06:48 PM)
nope...not min 50 bucks fuels...any amount is ok entitled for 2% rebate...max rebate can get is 50 bucks...
*
Thanks for sharing...

QUOTE(hye @ Mar 8 2009, 07:57 PM)
Don't be surprise, there is another product (I have mentioned it in V6) which gives 7% rebate for petrol purchases. It is a debit card product so I won't discuss it here.


Added on March 8, 2009, 6:59 pm

That is exactly my practice.  biggrin.gif  Actually, you should do this for all your cards when you travel - you don't want to be stuck in a foreign country with no way to pay your bills.
*
Can you tell me the name of the debit card? Thanks for sharing...
eddievh
post Mar 8 2009, 07:29 PM

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QUOTE(hye @ Mar 8 2009, 06:57 PM)
Don't be surprise, there is another product (I have mentioned it in V6) which gives 7% rebate for petrol purchases. It is a debit card product so I won't discuss it here.


Added on March 8, 2009, 6:59 pm

That is exactly my practice.  biggrin.gif  Actually, you should do this for all your cards when you travel - you don't want to be stuck in a foreign country with no way to pay your bills.
*
That 7% thing,if i not mistaken the promotion is over already. Standard Chartered right?
hye
post Mar 8 2009, 07:35 PM

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QUOTE(eddievh @ Mar 8 2009, 07:29 PM)
That 7% thing,if i not mistaken the promotion is over already. Standard Chartered right?
*
There are 2 products which is known to the market. The SCB esaver and Saadiq debit card - I'm using the SCB Saadiq debit card. Mine still got rebate I think till April or June 2009. (I'm can't remember the exact expiry)
melz84
post Mar 8 2009, 08:06 PM

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QUOTE(yott-chan @ Mar 8 2009, 09:23 AM)
i'm using clear card cc. no, it's not compulsory to have grad cert. only >=18k p.a salary, 3 month's payslip, kwsp statement, and ic
annual fees can be waived for 2 years, if you use it 3 times every 45 days.

but after 2 years, i think you can always call the citibank to waive your annual fees tongue.gif
*
i see..
that's nice..
but is there a min amount to spend ?
eddievh
post Mar 8 2009, 10:44 PM

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But according to this url,http://www.standardchartered.com.my/cb/deposit/pump-and-save/index.html , the 7% rebate promotion ended 31/12/2008, start jan i stop using this card to pump fuel,not sure promotion still on or not. Wanna try pump 1 time see whether promotion still on or not.
bingozero
post Mar 8 2009, 10:50 PM

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QUOTE(lcl832002 @ Mar 5 2009, 08:28 PM)
Sure. I am currently using VISA and MASTERCARD from Public Bank, MASTERCARD from CIMB and AmBank.

All the cards are free for life absolutely without any condition, except for Public Bank. As long as I am a Public Mutual unitholder, my Public Bank credit cards are free without any condition.

My Public Bank credit cards offer cash rebate although it is not a huge amount. CIMB gives me 2 % cash rebate if I go to Petronas.

So far, their staffs are quite polite especially AmBank in SS2, Petaling Jaya, Selangor.

If you want higher cash rebate for every petrol station in Malaysia, you can try applying RHB Travel Money credit card. It gives 5 % cash rebate for every first Saturday and Sunday of a month, then 2 % for the rest of the days of the month. The promotion is until the end of this June, if I am not mistaken. But bear in mind, RHB service is very bad. I mean the attitude of the staffs. Why am I using its credit card? I just want to enjoy the cash rebate. After promotion period, I will cancel it without hesitation.

Hope my little advice helps you.

<< MY LIFE AS AN INSURANCE AGENT >>
*
Look like CIMB Mastercard free for life credit card better than Citybank Choice credit card.
CIMB Mastercard free for life without any condition, but Citybank Choice credit card want to swap minimum 24 times per year then only got free for life.
Correct me if i were wrong.
By the way, looking for free for life credit card because seldom use, main is use for petrol transtation, any suggestion here, just one credit card is enough tongue.gif

This post has been edited by bingozero: Mar 8 2009, 10:52 PM
eddievh
post Mar 8 2009, 10:59 PM

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QUOTE(bingozero @ Mar 8 2009, 10:50 PM)
Look like CIMB Mastercard free for life credit card better than Citybank Choice credit card.
CIMB Mastercard free for life without any condition, but Citybank Choice credit card want to swap minimum 24 times per year then only got free for life.
Correct me if i were wrong.
By the way, looking for free for life credit card because seldom use, main is use for petrol transtation, any suggestion here, just one credit card is enough tongue.gif
*
For petrol,at the moment RHB got 5% promo but will end on June. Maybank Amex use for petrol get 2X reward point. Only Esso and Shell accept amex as far as i know.
hye
post Mar 8 2009, 11:00 PM

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QUOTE(eddievh @ Mar 8 2009, 10:44 PM)
But according to this url,http://www.standardchartered.com.my/cb/deposit/pump-and-save/index.html , the 7% rebate promotion ended 31/12/2008, start jan i stop using this card to pump fuel,not sure promotion still on or not. Wanna try pump 1 time see whether promotion still on or not.
*
That's the eSaver card. Saadiq card promotion was actually printed on a brochure, information not available online. You can call up SCB and find out yourself - don't forget to mention Saadiq Debit card.

Now let's get back to credit card, debit card info is in another thread.

This post has been edited by hye: Mar 8 2009, 11:01 PM
lcl832002
post Mar 8 2009, 11:20 PM

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QUOTE(bingozero @ Mar 8 2009, 11:50 PM)
Look like CIMB Mastercard free for life credit card better than Citybank Choice credit card.
CIMB Mastercard free for life without any condition, but Citybank Choice credit card want to swap minimum 24 times per year then only got free for life.
Correct me if i were wrong.
By the way, looking for free for life credit card because seldom use, main is use for petrol transtation, any suggestion here, just one credit card is enough tongue.gif
*
CIMB Petronas Mastercard is free for life absolutely without any condition. When you pump petrol using it at Petronas, you get 2 % cash rebate.

One of my friends told me that Direct Access credit card offers 2 % cash rebate for every petrol station in Malaysia. I am not sure whether the credit card is free for life without any condition. You can try to apply for it.

This post has been edited by lcl832002: Mar 8 2009, 11:20 PM
WoodStock
post Mar 8 2009, 11:21 PM

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i just got my maybank AMEX charge card friday... i applied thought agent (in shopping complex last year)

i want a gold AMEX, but what i received is an ugly classic green AMEX.. sien.. my AMEX is under maybank.
1) could i call maybank and complain, ask them to give me gold card..??
((i was using maybank gold credit card >1year, althought my annual income actually <48k))

2) also, the AMEX card is not shown in my maybank2u.com.my..
why??
bingozero
post Mar 8 2009, 11:40 PM

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QUOTE(lcl832002 @ Mar 8 2009, 11:20 PM)
CIMB Petronas Mastercard is free for life absolutely without any condition. When you pump petrol using it at Petronas, you get 2 % cash rebate.

One of my friends told me that Direct Access credit card offers 2 % cash rebate for every petrol station in Malaysia. I am not sure whether the credit card is free for life without any condition. You can try to apply for it.
*
Ya, just google CIMB bank website, seen a lot of free for life credit card provided by CIMB bank biggrin.gif
By the way Direct Access credit card provided by which bank?


heizad
post Mar 9 2009, 12:21 AM

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QUOTE(bingozero @ Mar 8 2009, 11:40 PM)
Ya, just google CIMB bank website, seen a lot of free for life credit card provided by CIMB bank biggrin.gif
By the way Direct Access credit card provided by which bank?
*
DA is free for life and DA is part of CIMB group wink.gif
bingozero
post Mar 9 2009, 12:51 AM

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QUOTE(heizad @ Mar 9 2009, 12:21 AM)
DA is free for life and DA is part of CIMB group wink.gif
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Oh ya, i forgot already tongue.gif
Must have degree or certain level are eligible to apply, now suitable for me that hold SPM level blush.gif
wkf
post Mar 9 2009, 01:19 AM

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hsbc card not bad. u can have a try. but the bad thing is the fees charged quite expensive.
Reventon
post Mar 9 2009, 05:00 AM

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QUOTE(WoodStock @ Mar 8 2009, 11:21 PM)
i just got my maybank AMEX charge card friday... i applied thought agent (in shopping complex last year)

i want a gold AMEX, but what i received is an ugly classic green AMEX.. sien.. my AMEX is under maybank.
1) could i call maybank and complain, ask them to give me gold card..??
((i was using maybank gold credit card >1year, althought my annual income actually <48k))

2) also, the AMEX card is not shown in my maybank2u.com.my..
why??
*
You may try to request for the Gold Charge Card from Maybank but decision will be on them tongue.gif.
Amex CHARGE CARD account will not shown on your Maybank2u list because it was separated from credit card. Maybank2u will only show your banking and CREDIT CARD account, CHARGE CARD you will have to register it at www.americanexpress.com.my. You may directly register it online. wink.gif
wi1s0n
post Mar 9 2009, 06:42 AM

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AMEX got the highest transaction charge & interest, why the preference?
yott-chan
post Mar 9 2009, 07:50 AM

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QUOTE(melz84 @ Mar 8 2009, 08:06 PM)
i see..
that's nice..
but is there a min amount to spend ?
*
nope

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