I don't need to get through AirAsia to get the loan I think. It has nothing to do with them anyways, since I'm not being a cadet with them or something, but going private. Have not heard of AirAsia will help aspiring pilots to get loans before, I will check it out. Thanks for info.

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Added on March 2, 2009, 3:08 pmOkay, my mom said she has a name in Company A. Company A owes Company B money. Then Company B apply to make my mom to be blacklisted, and now she can't change her property's name to someone else.

My question is, is this even bank related? In this case, will the bank still consider my case?

What kind of blacklist can bar my mom from selling her property? In this case, if she can't sell the property, does she has the right to mortgage it?

I start to think that it's not that she's blacklisted or something, but she is being sued and the court freezes her property? Is that possible? If this is the case, can someone mortgage a frozen property?

This post has been edited by -Teddy-: Mar 2 2009, 03:14 PM

can i get ZEC for refinancing? actually my loan still in lock-in-period so is that a good move to do refinance?

Yes.

Which is why your mom need to settle the dispute first (if she does have a name in Company A).

After she settle the dispute, and fully pay off the debt she owed the company, can she get her name removed from CTOS? I mean, that particular record that gets her assets frozen?

If yes, how, and how long will it take?

Yes there are ZEC package for refinancing too
ZEC doesn't mean the bank will cover your penalty you know.
Some might actually add in the penalty to the loan (refinancing amount).
Some won't even bother.
I think i read on MBB or some other bank pamphlet that they absorb lock in , but up to certain amount only.

Also there are partial ZEC and FULL ZEC. (some lame bank is doing that.. so CHECK)

Nope, the name will still be in CTOS afaik.