Loan is easy but to keep it might not.
Metroview Condo priced around RM240K - RM280K.
Metroview Condo can rent out for RM1200.
Maintenance fee for Metroview Condo is RM160.

I had calculated that if I give downpayment of RM60k and loan RM200K for 40yrs.
It was around RM830 permonth + RM160 maintenace = RM995 per month
But after deduct your car installment, and other expenses such as water/eletricity/gas/streamyx/petrol/gf..
How much you have left ? My salary is around yours, and I cannot afford it if I doesnt rent the unit out.
Aftter all my expenses i left around RM300 only, excluding entertainment and emergency.

And worse come to worst, what if nobody rent your condo for a few months ?
How you gonna pay for your car insurance and cukai tanah for the next year ?

I opted to purchase RM200K house, and estimate renovate around RM30-RM50K.
Loan installment around RM600+ permonth, I can say it was quite comfortable.

However you are still young, 20 only, you might make RM5K next year.
FYI, Im already 24.5 years old.

Basket, all so young!   

I'll share a bit on my situation right here

I bought my first property at 20 y/o for my family. A 220k terrace house. High DP from my offshore work and low loan pymt monthly. That time got free S&P and legal fees. Bad move at that time coz it was for family stay and a big chunk of money went there.

Bought my 2nd property at 22 y/o. Didn't earn much from rental coz I stayed there as well. So I sold it off and earn some cash. Then struggled to save up some cash and buy a 2nd hand at 80k (I was 24), it's a 3 bedroom apartment. I stayed at the master room and rent out the rest. Both the rooms can cover the installment plus cover the maintenance

Basically what I was trying to say is, when you realized you cannot afford to buy a family house.. start getting a place where you can rent out some rooms to cover your monthly installment.

I did a mistake by buying a family house first. It's tough to save money while you're in such a big commitment. But to share or not to share, it's what you've gotta discuss with your future wifey.

Else, combine income?