I'm turning 26 this year and I never worry about buying properties. I'm curious...since you are not planning to buy anytime soon, why do you open a thread? The correct answer now might be not in the near future, all depending on the economy situation. Like now, the BLR rate is so low....so it is advisable to get as much loan as possible. But if maybe the BLR increase near future....this might not be the answer or the suitable solution. Just act according to the situation. Anyway, I know it is possible to get loan more than 100%. A lot of people have been doing this, and I assume, this Najib guy will come out wif some plan to help the property developer. Else, we can all wait to get bargain soon

True. And another thing is most people think that the price can either go up or worst case remain, not knowing that sometimes the developer might even sell at loss, if business still not doing good. I've seen a lot of this case,but probably I'm not staying in KL which is immune to this