good for you. I mean think abt it, current times don't tell a bit on when and where the bottom is, so what to do?

New:
There are not many new launches, but those with reputable developers can afford to offer 0% interest during construction, and some even payment free for 12-24 months after VP. By then hopefully economy will pick up, but no one knows. This is the biggest risk. But reputable developers don't translate into good products at good locations. Eg, I'm not touching Sime's at all, but IGB, Mutiara Rini, Sunrise is ok.

Sub-sale:
This can be found in many places, but in prime location, the drop is not much except maybe in KLCC and Mont Kiara. Do you know MK10 is selling lower than developers' price now?  That's why they are offering the MK11 (reputed to be the KLCC of MK) at 0% interest, and 2 years pay-nothing-scheme. Imagine the savings! This will be completed by Q4 2011. Is this a good investment? You make the call. Bangsar's prices surprisingly hold up pretty well, hard to find a killing there. KLCC aim now, accumulate bullets, and in 6 months' time, can start shooting.

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Added on April 12, 2009, 10:19 am

Pai,

Use some tactics. Remember loans don't show up in CCRIS/banks' database if you have not sign the loan offer letter.  If maneuvered well, at the end of the day you will get much more than banks allow. (this is how I got the 7 props early on with RM4500 salary  )

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Added on April 12, 2009, 10:20 am

with MRTA? I guess maybe due to freehold and limited land space, and not too much speculation in the past few years. LAunches also I think pick up only last year, unlike KLCC.

ei?    terbalik issit?

First time hearing of this.

which bank is this?