Nov 1 2009, 10:33 PM
QUOTE(cenkudu @ Oct 17 2009, 06:52 PM)
My company already provide me with a medical card under group insurance and hospitalization scheme. However the coverage is very limited for example; room RM 80 per day and annual limit of RM 15 000. I'm not sure about renewal and lifetime limit etc coz every year they will say coverage will be continued under this insurance company and in the policy didn't mentioned about lifetime limit.
every year they will give an option to upgrade the coverage for example my employer give a basic plan D and we can pay extra for plan C,B or A. My question do I need another medical card or just upgrade the policy to get greater coverage?
why not review your current plan with the option to upgrade it.every year they will give an option to upgrade the coverage for example my employer give a basic plan D and we can pay extra for plan C,B or A. My question do I need another medical card or just upgrade the policy to get greater coverage?
and have some other options to get another comprehensive one? which ever suits you
i jus dont like the idea of topping up. dunno why. haha.....
cuz the plans n coverages changes and update by time. so practically, i feel tat toping up is like paying more to get the samething of the pass, NOW.
i might be wrong though
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