Am planning too cz the car that i am driving nw has driven me crazy.

U?

Anyone knows what is the latest promotion/interest rate?

called my SA, he said now hovering between 2.3-2.36%

and also some friends called, they said some branches in JB offering 2,200 discount! any JB-rian to comment on this?

Juz curious How do u know btw?

  Just come back from the 1st service. 3 weeks 883KM only. They checked the alignment and reset the ECU, hope the FC will improve  . Yah, got a bad news for NHC buyers. I am not sure how true is it, the SA told me that next monday onward, the interest rate will increse to  3.2%  .... THANKS PXXXXX  . However, if you have got your loan earlier, the bank can still keep the old rate for about a month, GOOD LUCK guys.

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Added on April 17, 2009, 1:46 pm

I hope that's not true.  Otherwise, I am dead meat cz the car that I am driving now is ceritified.  Need to change a new car already.

Btw what does NAP means?

Thanks for the reply.  When did you get ur car?

Encountered bad experience just now when I tried calling the branches as regards the offer.  They were so rude. 

Anyway, mind giving mr ur SA particulars so that i could hanggle on him!
Any other comments on the latest promotion are welcomed.

thanks.

What? faint 

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Added on April 17, 2009, 5:30 pmMr Anwar-what do you think of the increased rate?

Meaning what you said earlier might not happen?

Really really doesn't make sense for interest rate increase. Frankly it's ridiculous. Just as government initiated a scheme to encourage people to buy cars, suddenly they increase interest rates?

The whole thing is made even funnier with today's statement by Bank Negara's chief Tan Sri Zeti:

http://biz.thestar.com.my/news/story.asp?f...60&sec=business

If Bank Negara has made interest rate cuts, why do we not enjoy these cuts? Instead we are getting the total opposite of it. This is also contradicting to their intention of giving greater access to loans.

I hope they revise the interest rate soon....I've been planning to get a NHC myself, and they've made me rethink on my decision.....my current car will be sold soon and I really need to decide on a replacement quick.

I totally second what you have just said. 

I too find it ridiculous when I came to know about this-the rumor. 

Hopefully it is just a rumor, otherwise, I have to solute them for making such a good decision!

Anyhow, I am facing the predicament that you are facing now.  Worse still, I just sold my car yesterday!  Sigh.

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Added on April 18, 2009, 10:58 am

Provided the outcome is of satisfactory.

Btw i have always wondering if u are the real anwar, although I know you are not.  Because of your nick and photo.  Lols.

reason?  what is the reason behind it?

Just called the loan agent....
Only know that what you all are saying is truth!
Interest Rate raise, so car price will go down??
Hmm... by the way I am getting my car next week at jb hope no any delay!

how can i not worried, disparately needing a car.

It's just personal preference. E or S main thing we're talking about is the accessories... that's it. Compare the both, all the main aspects that make it an NHC is the same. hehehe...

One other consideration is the waiting time... some need a car now, some can't wait, some just don't care, some can wait and some can't live w/out the additional accessories, hehehe...

E-Spec waiting period is between 3-4 months (i may be wrong, so don't hantam me la)

S-Spec waiting period is a little over a month (might have changed recently, I don't know)

In any case, RM5k doesn't represent the whole nature of which model to choose from. RM60 additional is a small increase to pay if you're able to afford an NHC. Then again, RM60 per month to some might be well worth on something else. Again, personal preference.

Some of the items mentioned that make the E-Spec more desirable:

1. Paddle Shift (Then again, it's a 1.5 car and what kind of power increase can you expect from normal D and S gear mode? Has anyone Dyno'ed their NHC? Personal feeling is subjective, facts and figures speak for themselves) Then again, some might argue that it's more fun with the paddle shift. See, 2 different point of views. If you don't use it, it'll just be a nice cosmetic "racing-feel touch-up" to the car

2. Fog Lamp (Fog in Malaysia? Hehehe... just kidding. It's useful on roads with little or no lights. And going up Genting, Frasers, Cameron, etc. Good Safety reason too)

3. Signal Side Mirrors and automatic folding (This is nice. Helps you get in tight places and ensures they're protected. Not to mention an additional light to tell the person next to you or in front of you that you're turning)

4. 16" Rims (Doesn't matter. 15" is the same and tyre's are much cheaper @ 15" size. In any case, both rims are ugly looking. Then again, most will probably think about changing to nicer sport rims sooner or later)

5. Reclining back seats (Well, if you carry allot of people around, then fine. But most of the time you won't enjoy this benefit anyways. YOU'RE THE DRIVER) It doesn't recline that far anyways...

There are others but the above is eye catching. All i'm trying to point out to potential NHC owners is, IT'S UP TO YOU! WHAT DO YOU WANT? WHAT'S PRACTICAL? There are Pro's and Con's above and beyond the RM5k. Think about it.

End of the day, it's still an NHC and it's still the same engine, body, chassis, braking system, ABS, EBD, and other stuff.