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> RM3k income can afford an used Volvo S40?, newbie

InF.anime
post Jan 21 2009, 04:59 PM


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Hi guys, im a freshie with RM3k/monthly, can i afford an used Volvo S40 or a S40T?
How is its fuel consumption? What kind of maintainance expences for S40?

Please advice or suggest other car model. Thanks.

This post has been edited by InF.anime: Jan 21 2009, 05:01 PM
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lowprofile
post Jan 21 2009, 05:05 PM


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QUOTE(InF.anime @ Jan 21 2009, 04:59 PM)
Hi guys, im a freshie with RM3k/monthly, can i afford an used Volvo S40 or a S40T?
How is its fuel consumption? What kind of maintainance expences for S40?

Please advice or suggest other car model. Thanks.
*
hi
i think u should care about your money after buying a used car
normally..used car.high maintenance cost
u can us them to get detail information
http://www.volvocars.com/my/tools/Pages/contactus.aspx
have a nice day biggrin.gif

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Vanquish
post Jan 21 2009, 05:09 PM


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You're talking about 1st gen S40 or 2nd gen S40? blink.gif
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InF.anime
post Jan 21 2009, 05:11 PM


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QUOTE(Vanquish @ Jan 21 2009, 05:09 PM)
You're talking about 1st gen S40 or 2nd gen S40? blink.gif
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I've no idea smile.gif , whats the different 1st gen and the later one?
around 6-8 years i think, <5 years still quite expensive.
QUOTE(lowprofile @ Jan 21 2009, 05:05 PM)
hi
i think u should care about your money after buying a used car
normally..used car.high maintenance cost
*
Hi guys, normally what kind of maintainance expenses ?

This post has been edited by InF.anime: Jan 21 2009, 05:14 PM
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Vanquish
post Jan 21 2009, 05:17 PM


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QUOTE(InF.anime @ Jan 21 2009, 05:11 PM)
I've no idea  smile.gif , whats the different 1st gen and the later one?
around 6-8 years i think, <5 years still quite expensive.
*
You can enlighten yourself here about the S40:
Volvo S40
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vickizack
post Jan 21 2009, 05:17 PM


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3k... enough meh? beside loan u still need money to send for ur s40.. feul, parking fee, toll fee...... and much more ....
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jimmykwh
post Jan 21 2009, 05:19 PM


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basically, European car intend to have high maintenance. but definitely the price you pay for for S40, the comfort is very gd, depending on the car condition.

Based on the economy condition right now, i do advice you to think twice to get a car especially high maintenance car. it will be better to get a cheaper car, save more cash before getting a better car. try not to burden your self right now.
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InF.anime
post Jan 21 2009, 05:28 PM


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QUOTE(vickizack @ Jan 21 2009, 05:17 PM)
3k... enough meh? beside loan u still need money to send for ur s40.. feul, parking fee, toll fee...... and much more ....
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ya, i still need to give my mom RM500 cry.gif
QUOTE(jimmykwh @ Jan 21 2009, 05:19 PM)
basically, European car intend to have high maintenance. but definitely the price you pay for for S40, the comfort is very gd, depending on the car condition.

Based on the economy condition right now, i do advice you to think twice to get a car especially high maintenance car. it will be better to get a cheaper car, save more cash before getting a better car. try not to burden your self right now.
*
Thanks for advice bro.

This post has been edited by InF.anime: Jan 21 2009, 05:29 PM
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lowprofile
post Jan 21 2009, 05:34 PM


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QUOTE(InF.anime @ Jan 21 2009, 05:11 PM)
Hi guys, normally what kind of maintainance expenses ?
*
used car..u never know whats d prob come 2 u after u bought it
normally... i mean basic servicing etc.changing engine oil, gear oil, filter..
other..belting,alignment,balancing
schedule of service & the task need 2 be done on your car after certain mileage
if u want real detail about used s40..
i think better u ask by yourself to the expert V-Guys
or just walk in to their service shop..then ask them about your opinion on buying that s40
i think they will surely help their future customer blush.gif

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finkl1
post Jan 21 2009, 08:52 PM


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you are definately going to feel the big pinch.

the maintenance for conti cars are gonna kill your expenses...its already a fuel guzzler without the "T", ( S40T)...5-valve and 2.0 engine...need I say more?.

get a practical japanese car.



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rcracer
post Jan 21 2009, 09:05 PM


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Not worth it la, 3 k minus 500 give mum 2500, assuming running cost of the car including insurance,petrol, road tax maintenencer per month comes to 1-1.5k, balance 1k, your own expenses assume 700, balance 300 only.

In the end what you get one piece of metal, everyday go down in value, dunno for what also, chicks also see har why secondhand car and volvo somemore, better get one vios/city brand new, warranty, yau yeng also.
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SleeplessEyes
post Jan 21 2009, 09:35 PM


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There is one Malay proverb :
"Tepuk Dada, Tanya Selera"

You have to ask yourself on this one.I wont demotivate you by telling you to buy a VIOS/City instead, cause this is a too-commonly used phrase.

If others can afford only a VIOS but not a Volvo and yet they are telling you "better get one vios/city brand new, warranty, yau yeng also", I tell you, a VOLVO is anytime more "Yau Yeng" than a VIOS for sure.

AND that is up to you to decide, the money spent is after all YOURS , not theirs.Its your own blood and sweat money.

The rewards of owning a Volvo is there, if you can afford the maintenance, monthly repayments and others.

This post has been edited by SleeplessEyes: Jan 21 2009, 09:38 PM
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rcracer
post Jan 21 2009, 09:49 PM


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QUOTE(SleeplessEyes @ Jan 21 2009, 09:35 PM)
There is one Malay proverb :
"Tepuk Dada, Tanya Selera"

You have to ask yourself on this one.I wont demotivate you by telling you to buy a VIOS/City instead, cause this is a too-commonly used phrase. 

If others can afford only a VIOS but not a Volvo and yet they are telling you "better get one vios/city brand new, warranty, yau yeng also", I tell you, a VOLVO is anytime more "Yau Yeng" than a VIOS for sure.

AND that is up to you to decide, the money spent is after all YOURS , not theirs.Its your own blood and sweat money.

The rewards of owning a Volvo is there, if you can afford the maintenance, monthly repayments and others.
*
Only if you drive the new s40, the old one are just to quiet accountant look. Point is dump all that money into the car is it really worth or not?, when young most fun is to have cash, when friends want to makan,clubbing,holiday whatever no need think twice just go, but if all the cash tie down into an aging piece of metal not anymore.
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WheelieWonka
post Jan 21 2009, 09:54 PM


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Hi bro - we are not financial advisors here, but my dad had a Volvo 850 for 12 years, and tho solid, maintenance was very, very expensive - budget around RM4-5k for maintenance alone. Not to mention the worst residuals of any conti car!
Since you are making 3k, minus ur RM500 for ur mom, its not worth paying RM1-1.5k a month for car loan alone. Consider a 5-6 year old jap car, plus you will have money left in ur pocket also!

An average person should save at least 10% of their income also.

I drive a 7 year old Waja tongue.gif But I can save more than 40% of my earnings every month smile.gif
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Travies
post Jan 21 2009, 10:00 PM


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get volvo S60 more nice lar...
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Austin
post Jan 22 2009, 08:26 AM


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Can afford, if you got $$$$$ saving and anytime can use that for emergencies and repairs. Once after you made the purchase, be prepared to fork out another RM5k to 10k to repair the worn parts. smile.gif

If a car is perfect, who will sell it?
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UE7
post Jan 22 2009, 08:36 AM


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QUOTE(InF.anime @ Jan 21 2009, 04:59 PM)
Hi guys, im a freshie with RM3k/monthly, can i afford an used Volvo S40 or a S40T?
How is its fuel consumption? What kind of maintainance expences for S40?

Please advice or suggest other car model. Thanks.
*
If you're getting a Volvo sedan, get an S60 T5.
70k for most used examples.

Although it has a biturbo engine, it returns decent fuel consumption.
No worries about reliability. When servicing time comes, your bills would be cheaper than those of BMWs and MBs.
5k for maintenance is cheap, compared to the other European cars of its class.

But.. different people, different opinions.. I'm used to gas guzzlers, so I find the S60 T5 a rather economical performance car. I had my hands on a friend's S60 T5 for a while, so I know.

This post has been edited by UE7: Jan 22 2009, 08:38 AM
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acbc
post Jan 22 2009, 08:44 AM


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With RM 3k salary, just opt for any 1300cc to 1600cc car will do... many choices from new Honda City, Toyota Vios, Proton Persona, Peroduo Myvi to used Proton Wira or Japanese cars. Price range from RM 25k (used) to RM 90k (new)

Don't bother with contis unless u know about cars and their history. The reason why these cars have poor resale value are due to expensive maintainance and parts.

However, some conti cars have cheaper maintainance such as Merc where they only need to be service every 20000km and costs around RM 700 each service. Now, divide that by 4 and it is merely RM 175 for every 5000km. However, this does not include parts.

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trashtalker
post Jan 22 2009, 09:33 AM


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sigh... i am earning more than twice what TS is earning, yet i am satisfied driving a 5-year-old kenari...


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xtremesportx
post Jan 22 2009, 11:53 AM


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for 2.5 k just get a second hand city or vios or new saga blm...
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