Hi there,
I wish to refinance my apartment. My current loan with AMBANK (incl MRTA) is about RM 140,000. I am paying RM 861/month for 30 year loan. Any nice package? Can i not paying moving fee? How long is the process? The panelty is like 3.5% or RM8000? Is it worth doing so ? What is the saving i may get based on current package provided?

Thanks.