Walau, I look so old meh?   

It depends on individual stocks.
may be can drop to 1 cents or 2 cents or 5 cents? haha, no offence.
But those are very very high risk compared to a 10.00 stock, as those tiny little penny one, some may be 'ta pau' that's why they are trading at those price. A stock won't be too cheap if the company still making profit and able to withstand the recession risk.

So low price doesn't necessary mean low risk. As you can lose all together in those kind of share.

1 cent stock, you buy 100,000 shares mean you spend 1K on it, company tak pau you lose 1K
10.00 stock you buy 100 shares at 1K, but even though the share drop to 8.00, you still have 800.

You lose the same amount of money whether it is 10 cents or 10.00, because it is the amount/capital that you are keen to put into the stock which matter the most. You don't buy 100 shares in those 0.05 stock, right?

You know my biggest mistake is buying UT..... LUCKILY manage to pull out all my UT earlier last year which cause me to lost about RM 7K..... If i din sold all my UT i will be losing more than 30k this year 
Luckily manage to recover my losses by trading tenaga maybank ....

The more i find out about UT the faster i wanted to sell off my UT. I prefer spending my free time doing my own research on my own stock pick instead of paying the fee to the fund manager. My return for 2008 on trading is about 30% which is better than UT which is in red currently... Some UT the longer you hold the more losses you have. Some ppl may still losing 50% of their UT investment if they bought at 1997.

UT are for those who really lazy to spend their spare times on doing some simple reasearch....Who said doing investment you must diversify ? All is lie one lol.... What i think is picking up 2 -3 good stocks is more than enuff.

For my case, after selling off my UT i gain back 12k from trading with tenaga 5k from maybank. now holding my ytl power. If i din sell my UT and still holding now i will loss 30k ......

Not agree with that. Look back at the fund price during 1997 and now. Still making losses.... No matter how long you holding it still loss money. If you willing to spend time doing some study on stock i still beliv it will be a better way of investing compare to UT.

My parent are one of the victim that trap into UT during 1997 ....

If the fund happened so lucky to invest in all the bad apple do you think it can rebound?

long term how much you have in there first ?????have more then 10k share ???
hehehe just asking asking

cause tolitlle mean nothing le .

Yup can consider lucky i admit that. But by thinking that holding UT risk is lower is totally wrong. One example is the fund that bought by my mum PCSF AT RM 29 SEN i beliv now is below 15 sen. I din bother at all the fund price quite some times already.

Tell you one fact... the fund manager have one restriction during they do their investment.

If the stock go down really cheap :

1. They cannot buy it most of the time as unit holder may withdraw their investment so they got to sell during price is dirt cheap....

2. During stock price is high ... they got to invest also as most of the ppl outside may go to buy fund and if the fund manager din use the money to invest and let the fund price up then is not correct either.

Basically fund manager cannot really control the fund cash flow... not as flexible as you think.

Where as for me, i can do my own research and set the price that i want to buy ... Invest in fund you don even know what price the fund manager bought actually.
I remember the fund my mum bought during 1997 was under MBF now is under MAAKLMUTUAL fund name forgot .. If you really interest you can go and check at some old fund for MAAKLMUTUAL.

Nope i din buy PCSF mY MUM DID. Yup i manage to cut loss for my own fund as i see their are further downtrend early last year before olympic. Selling now will be too late already. Will probably losing half or even more of your initial investment already. Remember if your total loss is 50% you got to add another 5% which is for the service charge .....

There are actually no actual answer either UT or stock is better choice. I mean for me i will prefer stock.

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Added on January 14, 2009, 9:36 pmOne more question here. What is the short term trend for our KLCI? For me i think at current level can unload stock already as downtrend is coming.

Need some direction for this as... my wife want to offload her PUBLIC SOUTH EAST ASIA SELECT FUND she want me to help her manage her do investment. Got to ask here becos if i ask at unit trust topic sure ppl will advice me to hold for long term 

Actually it is same one. Buying share also a long term one, except one aims for speculatoin and purely trading purposes.

Holding UT = Holding equities or shares.

Just UT might have 15 stocks in hand, so if one goes down (as you mentioned tabao), UT fund may be suffer a few % drop because still got other 14 in hand which make up the total NAV.

So if an individual holds 15 stocks as identical to the UT fund managers, so situation is exactly the same.

As above example, if the company tabao, you lose 1 stocks which become toilet paper but let say you have 50K for the portfolio buying across 15 stocks, so you suffer a few K losses in your total invested amount which is totally identical to UT situation.

UT is just like an employer hire an employee to do job. May be because the employer doesn't know how to do or no time to do it or whatever reason.

So UT = shares. The different is choosing stocks only. But on local front, there are not many choice of stocks actually, most will consist like Pbbank, YTL, Genting, Sime, IOI etc, which basically can't run away much as choice of big cap and high liquidity stocks are not that many.

So one can actually mimic the UT portfolio if one has some sufficient fund to do it. Don't need to have millions, a few ten K up to around 50K or so can do it already.

UT has one distinct advantage is that it allows diversifcation on small amount of fund, but for those having sufficient fund, the advantage seems not that obvious already as one has the sufficient to diversify on his/her own if wish provided he/she knows what he/she is doing.

Don't get me wrong, don't mean to give negative comment on UT, it has its usage and function for the public and some serve well for public (provided public with some timing), just to explain and give out clear situation so that people won't have the mindset of holding equities UT is not the same of holding shares. Actually it is the same.

To be exact, UT is just another tool that you hire a fund manager to do the job for you. So whether one needs the service or not, it depends on individual needs and situation. UT is just another platform to have exposure in share in different way which can be good as well.

OT a bit, I would like to see some change in UT industry so that management fee charges or service charges based on performance, which is much fair to the investors, they can still charge a fixed floor fee (they still need to pay for office/personnel which I fully understand), but only rise up in par with performance. Just like now it is 1.5% across, no matter how they are doing. With the like eg I mentioned, something like they can only charge 0.5% fixed, but if performance is good then only rise to 1.0% or 1.5% accordingly, which is much fair to investors while indirectly push the fund houses to have more incentive to perform better.

In current structure, it is not fair, as even a fund is doing poorly still charge the same amount with those fund performs magnificient one.

But holding UT got one problem. You cannot do your own valuation on how low is cheap how high is expensive basically you can do is by seeing the index. Whereas for stock i can do my on valuation. I can make my own judgement that this stock is cheap or expensive for me. Holding UT i not feel as comfortable as holding stock for me lar. I feel safer by holding stock 

usually they distribute twice, in a year.

feb once, aug once.

it seem to be a hard time of cny ..kekhem..............

just open a account few days back........... CNY ..CNY ..though of getting some ang pua for my coming CNY De...

haizzzzz....... one good time i also miss (ramunia) haizzzzzz cause just learn to use the internet gateway
and spoted on several counter to make a bid and try on the buy and sale system ..........

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Added on January 17, 2009, 7:34 pm

UNDER DOG PAS WON the K TERENGGANU BYE ELECTION....MONDAY MARKET willl...........

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Added on January 17, 2009, 7:34 pmhow how was you`ll opinion ???

Bro, give me a call once you have a chance. got something to discuss with you.

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Added on January 19, 2009, 3:24 pm

Please dont follow me until you done your research and analysis. Mine is purely base on FA.

still need advise le ..

any sifu here pls advise me on the share i brought , should i hold or sell it now ?

Sapcres - wa ?

this was my first trial share i brought on jupiter online .

the jupiter seem fine for me just i need really study before i brought a share ..

trend really make the different ..

sifu help help !!!!!!

hold or sell .

it seem itis over sell there > might reverse and raise ?

but is a strong sell signal .

how how

I also don't dare to buy warranty. Guess that I'm chicken!

Errr..... among steel companies, KINSTEL is the only one with "Buy" recommendation..... that's according to one research house.....

However, steel companies would probably be the last few sectors to go up..... keeping for long term but if can goreng, will do so too! 

I'm nowhere experienced trader. I don't even know how to read those charts. pana, adam, wireless are far pro!

I think somebody confirmed that PA stands for preferential shares.

bought Pantech and Hap Seng

Goodness, DJIA dropped nearly 150 points now:

8,219.42 -61.80 -0.75%

Yeah. Maybe KNM will touch 0.400 level too.

Dropped 165 points (2%): 8,115.79 -165.43 -2.00%

Not sure will there any rebounce in the 2nd half.

I think KNM can drop to 0.40 in morning session. Time to buy!

Male only got balls la. IF female trader -- ??tits of steel??

K.. its confirm ady...

Bank Negara cuts OPR by 75 basis points
http://biz.thestar.com.my/news/story.asp?f...49&sec=business

Malaysia shares to follow Wall St; rate cut eyed
http://www.reuters.com/article/rbssBanks/i...R39016420090121

Wow.. seems reuters have faster prediction news out..