alright ... i know i should call epf and ask ... but here is my case .... hopefully there are seefooos here who can help

i bought a propoerty with GF ... SnP under both our names but loan under my name ..... last time went to epf to withdraw for deposit they say cant coz not married so i went to plan B and took a loan to pay up the balance down payment for my first house.

Now looking to buy house no. 2 which is a 2nd hand house ... can i put the SnP and loan under my name and take out the money from my epf to pay the deposit for house no. 2 ? is this allowed ..... ?? last time i checked in the forums , they said need to fork out the deposit first then go epf and withdraw.

can anyone confirm this or does anyone know the process ?

Thankx thankx

yea i read that before ler.... .... looks like i have to call them ler coz i didnt use epf for the first house ...... lol ..... i am asking for the second house .... i never use epf on the first house does that mean i can use epf for the second one ....

i need to know coz first house under me and gf name and loan is under my name .... hence according to the kwsp site ... loan also have to be under both our names if wanna take out epf .... so this next house i wanna buy would it be considered as the first house that is using EPF to purchase ...... is that how it works ..... ??


EPF Withdrawal to purchase a second house is allowed after the first house purchased utilizing EPF has been sold or disposal of ownership of property has taken place. Disposal of ownership refers to 'loss of ownership of the first house owned by you either due to auction, surrender of property by court order, transfer of ownership because of love and affection, destruction of house due to natural disaster, abandoned housing project or cancellation of purchase'.