QUOTE(Pink Spider @ Sep 9 2012, 10:12 PM)
The effective interest expense u will incur from getting a personal loan gonna be higher than that u getting from credit cards.
My advice, forget about personal loan. Focus on making prompt repayment every month, and STOP using the cards altogether. What u need is financial discipline, personal loan is not gonna help. It might even snowball your debt problem.
Be strong to survive... That's life.My advice, forget about personal loan. Focus on making prompt repayment every month, and STOP using the cards altogether. What u need is financial discipline, personal loan is not gonna help. It might even snowball your debt problem.
I just got words to share... Buy things that u are going to use instantly... Not mean for keep stock... Then u feel enjoying spending money...
Added on September 9, 2012, 11:44 pm
QUOTE(MNet @ Sep 9 2012, 10:33 PM)
Yup, if possible to organize... Balance transfer is an best option.This post has been edited by techie.opinion: Sep 9 2012, 11:44 PM
Sep 9 2012, 11:42 PM

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