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 AKPK, debt issue, anyone got a question to ask them?

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techie.opinion
post Sep 9 2012, 11:42 PM

On my way
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Senior Member
661 posts

Joined: Feb 2007
QUOTE(Pink Spider @ Sep 9 2012, 10:12 PM)
The effective interest expense u will incur from getting a personal loan gonna be higher than that u getting from credit cards.

My advice, forget about personal loan. Focus on making prompt repayment every month, and STOP using the cards altogether. What u need is financial discipline, personal loan is not gonna help. It might even snowball your debt problem.
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Be strong to survive... That's life.

I just got words to share... Buy things that u are going to use instantly... Not mean for keep stock... Then u feel enjoying spending money...


Added on September 9, 2012, 11:44 pm
QUOTE(MNet @ Sep 9 2012, 10:33 PM)
balance transfer
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Yup, if possible to organize... Balance transfer is an best option.

This post has been edited by techie.opinion: Sep 9 2012, 11:44 PM

 

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