any i try this situatation before. Just i accompany my friend to AKPK. After he summited all t form. Then ask my friend to go back & wait for t 2nd appointment.

But they ask my friend to pay t restructure payment after 24 hours. Then my friend ask is it mean t restructure plan approved ? they say not yet, will meet again.

Q1) is it that mean t restructure payment approved already ? or after t 1st payment pay only consider approve ?

Q2) Wat if t restructure payment not approved, then t 1st payment how ah ?

Q3) my friend ask after pay t payment, do he need to pay to bank also, since they say not approved yet ?
Then u know wat they say......   They say it up to u ??  
Ps if any 1 know or faces before mind to share ya.....coz now my friend really lost....

Ctos, or ccris?

wanna ask those involved and completed paying their debts through akpk...
how much total need to pay back and for how many years? is it wise to declare oneself bankrupt if he knows the amount need to pay back it just too much even tho in akpk?

mmmmm...no wonder...

Heard open an bank account also tough. Get job also need bank account, once there is salary in, the bank just take all and tell the person eat shit....they forgot, even he owe them money he is still their customer.

So who can hire the person?...no account.

Passport also die...cant fly if job needed you to fly.
Cannot be shareholders nor director...sigh...
Open roadside stall, no lesen, sita pulak.
Cant buy even motorbike unless someone else name.