hi all,

b4 you approach akpk, is better to talk to your bank 1st, chat nicely with them and possibility can get a ride-off if the amount not so big or under the manager approved amount.

this is for those having few cc which 1 or 2 cc with low debts under rm3k

so guys / gals, what you waiting for? chat with your cc bank 1st.

if lucky gets ride-off and sure your feeling likes striking lottery ~~