Hello everyone,

Can anyone advise me if I will be eligible for the akpk program?



Debts:

CCs = 30k
PLS = 47k

Total: RM77k

Min payment :RM2.7k (average)

Income : Net salary RM2.7k (I lost my job a few months back. Used to be earning RM4k-6k, but my new employer pays me RM2.7k [after EPF]).


Expenditures:

Rent 500
Insurance 236
Groceries 600
Car loan 511
Mobile 80
Gas 150
Utility bills 100

Total : RM2177


That leaves me with RM523.

I have never missed any min payments before for the past few years but I can now no longer service the loans and CCs monthly repayments.

Enlighten me.

This post has been edited by jameslow884: Nov 13 2012, 10:56 PM