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 AKPK, debt issue, anyone got a question to ask them?

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enmeei123 P
post Dec 3 2022, 11:52 AM

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QUOTE(plswakeup @ Sep 21 2022, 09:49 AM)
Hello everyone....

Anyone with much AKPK experience here, need help urgently.

I have been under DMP programs for like 8 years now, usually for payments, it's stepping up the amount gradually overtime.

But for me, due to life constraints and difficulties, I didn't manage to step up that much, I requested (2 times) to maintain or increase abit the repayment only.

For the my last 2 years installment, it's a step-up of 200% (RM4,750) of my current payment (RM1,600).

I definitely cannot afford it....
Anyone face this issue before? Can shed some lights?
Can AKPK extend the payment over 10 years?

What I should do?
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but if after 8 years, the amount should be lower than the previous years is that because you requested 2 times maintain/increase abit repayment at year 3 and 6 that is why at 8 years onward now become RM4750?

OMG I just about finish 2 years repayment the same like you step up installment and plan to ask maintain or increase little on the 3rd year repayment too, but... will it be then at the 6th and 8th year the repayment will increarse tremendously which we unable to afford? (which like your case?)

I also dont know what should do now sad.gif

And can you advise whether to maintain repayment amount on the 3rd/4th year will be no problem to approve later? Thank you and wish you all the best

 

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