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 AKPK, debt issue, anyone got a question to ask them?

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cckiong
post Jul 26 2012, 10:44 PM

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I became guarantor for a car loan under my mother's name. Then, my mother divorce my father and she is now missing in action. The bank auction the car and ask me to pay all the outstanding as i am the guarantor. I went to akpk, fill in the form in june but until now (almost August), there is no reply from AKPK...what does that mean
cckiong
post Jul 27 2012, 09:45 PM

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Junior Member
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but after i went to akpk, they just ask me to fill in some form. They never ask me go fill in online application or go to bank to bank in. it has been almost 2 months now. what can i do? any master here can share. I am just the guarantor for my mother in car loan. the amount less than 20k
cckiong
post Jul 29 2012, 12:17 PM

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the case is the car is sold by the bank already but the amount is still not enough to pay for the car loan. so the bank wants me to pay, as a guarantor, 60% of the outstanding loan. i think it is too much and also i can't afford. that's why i go to akpk, hoping that akpk will negotiate to the bank to reduce the amount i need to pay. but until now no news. i am worried
cckiong
post Aug 3 2012, 05:30 PM

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It doesn't make sense to me how AKPK "help" me restructure my debt. Forumer, I am a guarantor to my mother's car loan and she defaulted. So I asked Maybank and it is willing to give me 40%. I was thinking that AKPK can help me, then I go to AKPK. You guys won't believe what they say after 1 month I apply. Instead of getting more discount, AKPK ask me to pay for the FULL AMOUNT without discount. So I went to AKPK, instead of paying less, AKPK ask me to pay MORE!!!!! IS this how AKLP HELP us!!!!!!

 

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