I just came back from AKPK. I owe the bank for RM 100k. After the consideration of my commitment, AKPK worked out the restructuring plan of 10 years for me. I need to make the first payment next week which is RM 1,400. This has relieved me a lot for thinking too much recently on how to clear my debts and I don’t afraid of picking up the calls anymore. Don’t think too much if you really can’t afford to pay the debts, just need to sacrifice some time and you will get a better life. Though the counsellor looks fierce but actually they are friendly. They really have the intention to help us. Don’t try to make more instalments when you can afford to. Keep the money until you can settle some of the debts account. Then inform AKPK accordingly and they will reduce your monthly payment. Otherwise, you can request to maintain the monthly payment so that you can be released from the programme sooner.

I just came back from AKPK. I owe the bank for RM 100k. After the consideration of my commitment, AKPK worked out the restructuring plan of 10 years for me. I need to make the first payment next week which is RM 1,400. This has relieved me a lot for thinking too much recently on how to clear my debts and I don’t afraid of picking up the calls anymore. Don’t think too much if you really can’t afford to pay the debts, just need to sacrifice some time and you will get a better life. Though the counsellor looks fierce but actually they are friendly. They really have the intention to help us. Don’t try to make more instalments when you can afford to. Keep the money until you can settle some of the debts account. Then inform AKPK accordingly and they will reduce your monthly payment. Otherwise, you can request to maintain the monthly payment so that you can be released from the programme sooner.

I just came back from AKPK. I owe the bank for RM 100k. After the consideration of my commitment, AKPK worked out the restructuring plan of 10 years for me. I need to make the first payment next week which is RM 1,400. This has relieved me a lot for thinking too much recently on how to clear my debts and I don’t afraid of picking up the calls. Don’t think too much if you really can’t afford to pay the debts anymore, just need to sacrifice some time and you will get a better life. Though the counsellor looks fierce but actually they are friendly. They really have the intention to help us. Don’t try to make more instalments when you can afford to. Keep the money until you can settle some of the debts account. Then inform AKPK accordingly and they will reduce your monthly payment. Otherwise, you can request to maintain the monthly payment so that you can be released from the programme sooner.

I was being told reference number is the NICEST number. Ask you friend to retry

Ops, it's NRIC number