Ive been on AKPK since 2015 almost 5 years already, that time my salary was only 2K now I'm already a manager,

Im thinking about and have asked around whether can withdraw from the program and continue to pay directly to respective banks , but NOT amounting to full/partial settlement, I just want to get out of this program,

As Ive read on this guy's experience on this site https://adzril.com/pengalaman-aku-pergi-serah-diri-ke-akpk/ , he was able to seek loan again after a few month after he withdrew halfway with no settlement.

SO my question is, can I withdraw and pay directly as my commitment in 2015, and can take up loan again?anyone has other more recent experience?