AKPK, debt issue, anyone got a question to ask them?
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 Mar 3 2014, 06:09 PM
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#1
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Junior Member
8 posts Joined: Sep 2006  
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Guys, if planned to do full settlement to the banks, which option would be better to get reduced full settlement rates? Walk-in to bank to negotiate or call their Cust Service? Pls advice as plan to settle off outstanding loans.
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Mar 5 2014, 10:18 AM
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#2
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Junior Member
8 posts Joined: Sep 2006
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QUOTE(wmp3320 @ Mar 4 2014, 06:38 PM) share to u my same experience ... last month i settled all my old debt ... Good info, thanks i will try to apply this... citibank cc - last 5 years ogo debt is RM1500 +++ 5 years now total is RM3200 !!. ** i direct go to citibank HQ 9 floor find the officer then lucky the officer give me discount just pay RM1800 if i pay instant on that day !! ( before that i called the citibank they said must pay RM2800 no negotiate ?!! ) Ambank car loan - last 8 years RM13000 ++++ 8 years total is RM20000 ** same techniques .. go to AMbank credit dept find the officer then........ they give me special discount if pay instant on that day , just pay RM10000 and with a settlement letter and also help me fax the info to ctos clear the record...... must directly go to bank and find with the right person in charge then u will get the good offer .....   |
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Jun 9 2014, 11:25 AM
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#3
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Junior Member
8 posts Joined: Sep 2006
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QUOTE(purplehill @ Jun 3 2014, 10:17 AM) Hi i wanted to settle AKPK and refinance my property. How long does it take you to get the housing loan approved after your name is clear from the system? i seriously want to know how soon can i get the loan approved by the bank after i have settled the AKPK. Hi, you can get it approved as soon as your CCRIS record is cleared. All accounts under AKPK must be removed from the system. Just ensure you do not reapply the under the same bank. |
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Jun 27 2014, 11:57 AM
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#4
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Junior Member
8 posts Joined: Sep 2006
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QUOTE(purplehill @ Jun 26 2014, 10:42 PM) Thanks for your advice. You can get it approved when your CCRIS is cleared. Just dont reapply at the same bank previously under AKPK acccount.Your client apply the refinancing loan right after seeing ccris report clear? Or better to wait some time? If I apply 2 to 3 banks at a time consider a lot? I'm just worry I could not get the refinance loan approve after settle Akpk even though Ccris clear. Really need advice |
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