Just wanted to get more info on AKPK.
1. I was inform by a friend once you have completed the DMP program, the banks will take 2 years to clear your name from CCRIS/CTOS. Is this true?
2. Does this mean during that 2 years if suddenly you get a salary increase (really positive cashflow) you will not be able to buy a house or a car?
3. How long does it take once you register the 45 mins briefing before the councillor will see you with your case? How long does it take before AKPK send letters to the banks to inform that you are under DMP program?

Hope to get some info from all. Thanks.