if i plan go for akpk...they will normally cancell all my personal cc...how about if i got 1 corporate card with my compnay...but it's under my name?pls advice

This post has been edited by JScomp: May 20 2010, 01:00 AM

Anyone here successful apply housing loan, credit card, personal after quit from AKPK program.
Please share..thanks

Hi ALL,

1. Anyone here been under AKPK before and managed to get apply new Credit Card or Housing Loan?

2. Any banker here was successful help your client/customers who been under AKPK before to apply credit card/housing?

Please share.
Thanks all.

not that simple....
if Credit card also failed then mostly housing loan also will get rejected.
Property price is so high now..if without housing loan how can we buy the house with cash???

Hi Adreina,
Thanks for your replied.
Mean without insider connection, to get new cc or housing loan is possible.
at least someone have gave their positive feedback here..thx

I'm joined AKPK at Aug 2010 and i'm settled all debt on end of July and due to some delays i only got my AKPK in Sep 2013.
Now applying maybank cc because my salary is credit on my maybank account. By this week should know the application status.
will share later.

CCRIS report is clean doesn't mean your cc will be get approved.
For those banks u got credit card or personal loan with them, they won't approved your new application this is what my experience now.
And I applied on the others 2 banks which don't have any records with them before and finally they approved my cc application.

Conclusion:
If you really plan to AKPK, don't involved too many banks when you're enrolled akpk program.
Coz it'll be difficult for u to re-apply for any facilities on that same back even u quit from program.

Seek for akpk if you really have no other choices, enrol to akpk program as last option.

I'M FREE FROM AKPK NOW!!!!!! NEW LIFE STARTED.

NEVER try to apply any facilities from those banks when u're in AKPK program, they won't approve you if u quit and apply anything such CC, PL from them.

what my experiences is after quit from AKPK, apply other banks which mean I don't have akpk restructuring loan with them during DMP period and they approved my CC application smoothly...

Better go Bank Negara to print out the CCRIS report to confirm it's clean before proceed to apply any bank facilities.

This post has been edited by JScomp: Jan 17 2014, 11:12 PM

I'm made full settlement to all bank on Aug 2013 and received the AKPK release letter on September.
In December 2013 I applied for OCBC CC and get approved and Jan 2014 PBB and CIMB both also approved my credit card application.

what my experience is I did applied for Maybank and Allianz bank after i got my OCBC credit card...both banks immediately rejected me after my CC application submitted in their system. Because i got loan restructuring with them (akpk converted cc debt became term loan).

Conclusion is....if you quit from AKPK program....no need waste time to apply those banks which u got debt with them. Even you fully settled , i believe those banks got internal system to record it...so when u apply CC..system will auto rejected....good luck

Oic..when the time i enrolled to AKPK don't have any ctos records....
then maybe u can attach the full settlement letter when u apply anything.