1) Once your CC is canceled, then the bank has no right to go after "new" government tax and annual fee. However the previous charged government tax or annual fee before cancellation if there's any is already built into your balance thus you need to pay.

2) Define corporate card. If it's a card issued by your company towards you under your name and the bill if borne by the said company, I don't think it will be canceled.

3) Usually for supp card application, the banks only access the primary card's holder credit history because ultimately the primary card holder is the one liable. But I can't confirm all banks or which bank does not evaluate supp card application's credit history.

Hi guys.pls help to clear my doubt.i got bad debt from few bank which currently im seeking help from akpk.the issue here is, will ths affect my job? Im worry if my employer do background check n Find out abt ths n terminate me..pls share.

Can AKPK help us settle debts from credit service company? Or they just help those with credit card/personal loan from banks only?

Then, you are coming from a hear say....my comment come from a personal experience who had gone thru the whole process -being rejected once, then, appealed, then, enrolled in the program, then, make monthly payment, then, make few times lump sump payment, then at the end, discharge from AKPK....and now back to normal - owning credit cards, getting bank loans again.....

So, who is more accurate. 

Tell you, some banks are really dumb....when you dealing with them as most of them are young executives and dont know much more and always ask you to wait, want to refer to the boss....i have fecked them few times for dont know this, dont know that and the boss reluctant to come out......and the banks have such problem is Citibank, HSBC and SCB. They have made some blunders that when i threaten them to report to Bank Negara, only they become more serious and once i report the incident to Bank NEgara, and the BN officer also  feel and after complaining, miracle happen....all things settle very very fast, the bank officer even called me and explain that things have been done and it is not their fault actually, it is system's fault and bla bla bla.....

Banks WILL reject ur loans if ur name is on AKPK. Happen to my friend 2 weeks ago.

    mayb he forgot that his name is on the list.

Hong leong? Ha ha ha ! Good luck lah, they are the worst loan sharks out there....

YES THE HONG LEONG BANK IS REALLY LOAN SHARKS!!!!!!I TOLD THEM I ALREADY UNDER AKPK AND I THINK THEY KNOW CAUSE AKPK SEND THEM LETTER AND HONG LEONG BANK SEND ME LETTER TELL ME HOW MUCH I SHOULD PAY EVERY MONTH AND EVERY MONTH I SHOULD PAY RM100.00 TO AKPK.BUT WHAT IS REALLY MAKE ME ANGRY IS THEIR CHANGE ME LATE PAYMENT EVERY MONTH RM75.00 EVEN I MAKE PAYMENT TO AKPK EVERY MONTH END..BUT THEY STILL CHANGE ME LATE PAYMENT RM75.00!!!!!!!!!!!!!!!SO I THINK I WILL NEVER SETTLE MY DEBT TO THE HONG LEONG BANK IN 10 YEARS CAUSE EVERY MONTH THEIR WILL CHANGE ME THE LATE PAYMENT FEE...HMMM SO MEANS I JUST PAY TO THE BANK RM25.00 CAUSE THE OTHER RM75.00 PAY FOR LATE PAYMENT FEE...NICE DEAL RIGHT FOR HONG LEONG BANK...DAMN HONG LEONG BANK!!!!!!!!!!!!!

YES THE HONG LEONG BANK IS REALLY LOAN SHARKS!!!!!!I TOLD THEM I ALREADY UNDER AKPK AND I THINK THEY KNOW CAUSE AKPK SEND THEM LETTER AND HONG LEONG BANK SEND ME LETTER TELL ME HOW MUCH I SHOULD PAY EVERY MONTH AND EVERY MONTH I SHOULD PAY RM100.00 TO AKPK.BUT WHAT IS REALLY MAKE ME ANGRY IS THEIR CHANGE ME LATE PAYMENT EVERY MONTH RM75.00 EVEN I MAKE PAYMENT TO AKPK EVERY MONTH END..BUT THEY STILL CHANGE ME LATE PAYMENT RM75.00!!!!!!!!!!!!!!!SO I THINK I WILL NEVER SETTLE MY DEBT TO THE HONG LEONG BANK IN 10 YEARS CAUSE EVERY MONTH THEIR WILL CHANGE ME THE LATE PAYMENT FEE...HMMM SO MEANS I JUST PAY TO THE BANK RM25.00 CAUSE THE OTHER RM75.00 PAY FOR LATE PAYMENT FEE...NICE DEAL RIGHT FOR HONG LEONG BANK...DAMN HONG LEONG BANK!!!!!!!!!!!!!

need advise.

i have bad credit card debts totalling to RM15k. now am looking to settle it by rescheduling the payment. i have called RHB and they said i need to pay 30% upfront then they will consider to reschedule monthly payment. the problem is i cant pay 30%. i am willing to pay RM1.5k only. they replied that nothing can be done if i cant pay 30%.

is this true that i have to pay 30%? any law or whatever that can support me if i only want to pay RM1.5k? or going to akpk is the best solution?

thanks.

need advise.

i have bad credit card debts totalling to RM15k. now am looking to settle it by rescheduling the payment. i have called RHB and they said i need to pay 30% upfront then they will consider to reschedule monthly payment. the problem is i cant pay 30%. i am willing to pay RM1.5k only. they replied that nothing can be done if i cant pay 30%.

is this true that i have to pay 30%? any law or whatever that can support me if i only want to pay RM1.5k? or going to akpk is the best solution?

thanks.