as long as ccriss clear, it should be ok.

should be no problem. but again, the bank may have your history and bank has the right to approve or reject your application.

but for CC, as long as you know how to manage your $ and not to get back in debt situation. there is/always alternatives to CC, like prepaid CC, bxgpxy, debit card, ewallet.

yes bro, will manage properly this time. won't simply swipe it..
normally use for filling petrol...

will try to apply those bank that not in my AKPK list last time..

1. how long it takes to get settlement letter from citibank ? i paid as according to what the staff told on 3rd august.

2. RHB really no discount at all ?

you need call them to follow up.
for rhb, they ddin't give any discount.

how u pay the RHB settlement and when they will issue letter ? i dont want to call that guy who strict and make my day bad

hahahha....
i called them to check final amount and transfer to them.
they almost take 1 month to prepare the letter.

walao.. so terrible...

finally AKPK refund my excess DMP payment....but look like the figure is not correct.

This post has been edited by monocat: Aug 14 2020, 05:03 PM

so happy.. got excess payment.. i think since i settle with bank.. should have no excess gua

my monthly installment was rm485. but i transfer rm600.
you can check your account statement in the portal.

This post has been edited by monocat: Aug 14 2020, 05:14 PM

can i half way withdraw my akpk and deal directly with bank ?

i kay poh abit...
this may looks relevent
How do I inform AKPK after making a full loan settlement with all the banks?
https://www.akpk.org.my/akpk_faq/?lang=en&l...ic=dmp_services

All the settlement letter from banks, upload to akpk customer portal. Then wait for confirmation

During MCO, CMCO, RMCO, we cannot upload thru portal.
Have to email to them stated ur Name , IC , AKPK Reference number & contact number.

Gd evening all, sorry for my bad english, I've have some question to ask u guys here, hope someone can gimme some ideas what to do..
I'm currently under the AKPK program & I've made a full settlement for 2 out of the 4 banks today. As for the balance 2 banks (SCB & Citi), they are unable to provide the amount for me to made payment on the spot meaning to say I still need to wait till further notice on the amount from them.
As for the 2 banks that I made my full settlement (UOB & RHB), they said that the release letter will only be ready after 14 working days.
I don't think I'll get the release letter on time for me to update AKPK on the partial settlement
Can I stop my monthly repayment to AKPK this month end as I do not wish to pay excess amount to UOB & RHB as I believe it will be troublesome to request back the excess amount.

'

I just uploaded hong leong bank letter 2 weeks ago, and the next day got reply and it was removed from akpk.

for my case, scb and citi told me that they need more time to get all payment info from akpk and recalculate it.

I already stopped making payment to akpk since last december.. so i dun think u still need to make payment to AKPK..

Can i know how is your RHB? got discount ? who you contact for final amount?

I spoke with an officer by the name of Nasir, & the amount are as below:

Outstanding base on CCRIS
CC - 4054
PL - 2220

Repayment Amount
CC - 3943.53
PL - 2110.42

I don't think there is much discount from the settlement amount given