QUOTE(getajob @ Jul 25 2020, 06:45 PM)
you can call them again and ask them update ccris and akpk. from what i know, not all bank staff can send email to external.
AKPK, debt issue, anyone got a question to ask them?
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Jul 26 2020, 02:36 PM
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189 posts Joined: Feb 2012 |
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Jul 26 2020, 07:07 PM
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19 posts Joined: Nov 2018 |
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Jul 26 2020, 11:07 PM
Show posts by this member only | IPv6 | Post
#2603
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Junior Member
335 posts Joined: Sep 2010 From: Kuala Lumpur |
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Jul 27 2020, 07:26 AM
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560 posts Joined: Jun 2013 |
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Jul 28 2020, 12:58 AM
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134 posts Joined: Jul 2005 From: Subang/Sunway |
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Jul 28 2020, 01:04 AM
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Junior Member
134 posts Joined: Jul 2005 From: Subang/Sunway |
QUOTE(Shah_15 @ Jul 14 2020, 01:19 PM) I see. So one can only apply for AKPK when he missed his monthly payment? AKPK can apply before missing any payments. You supposed to meet up with counsellor to discuss beforehand. Btw, I tried to fill up the forms in AKPK website. But the webpage seems quite unstable. I cant edit the page where you enter your monthly expenses. Tried with google chrome, microsoft edge ended up the same. Is this normal where you cant edit your monthly expenses? HP not under AKPK. Suggest you get relative who need car to pay the installments. |
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Jul 28 2020, 09:10 AM
Show posts by this member only | IPv6 | Post
#2607
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Newbie
19 posts Joined: Nov 2018 |
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Jul 28 2020, 09:23 AM
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205 posts Joined: Apr 2011 |
Do you guys think the finance ministry and banks will extend the moratorium ?
Finance minister said will announce soon. |
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Jul 28 2020, 09:24 AM
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Junior Member
205 posts Joined: Apr 2011 |
i just got 20% pay-cut since last month, things are getting very difficult.
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Jul 28 2020, 10:19 AM
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189 posts Joined: Feb 2012 |
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Jul 28 2020, 10:23 AM
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8,188 posts Joined: Apr 2013 |
QUOTE(monocat @ Jul 28 2020, 10:19 AM) I got 10% pay-cut. my friend cuts the "good to have" riders of his insurance plans to control my expenses, i move from postpaid plan to prepaid plan, terminate unifi and reduce other expenses. (like hospitalization income benefits) and deleted his Astro and fixed line telephone to get within the budget and cash flow within his current income of 20% less than previously |
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Jul 28 2020, 10:24 AM
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Junior Member
205 posts Joined: Apr 2011 |
QUOTE(monocat @ Jul 28 2020, 10:19 AM) I got 10% pay-cut. i believe many companies are taking this opportunity to implement pay-cut.to control my expenses, i move from postpaid plan to prepaid plan, terminate unifi and reduce other expenses. now they can do that without much consequences. especially SME chinese owned business, damn bloody. |
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Jul 28 2020, 02:11 PM
Show posts by this member only | IPv6 | Post
#2613
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Junior Member
400 posts Joined: Jun 2011 |
Need help here regarding debt settlement.
My uncle who is already in the 60s are being harassed everyday to pay his cc debts which has lots of interest piled up for non payment. He lost his job few years back and has been unable to secure any permanent jobs since then due to his age. He has been doing odd jobs now and then but income is inconsistent. I registered for a free CtOS report for him and saw that RHB had already moved his case to “Legal” . Will AKPK still be able to help? Anyone in such situation before and what are some ways to get out of this situation? |
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Jul 28 2020, 02:29 PM
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189 posts Joined: Feb 2012 |
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Jul 29 2020, 01:04 PM
Show posts by this member only | IPv6 | Post
#2615
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Senior Member
5,713 posts Joined: Jan 2003 |
i think i need to walk in to AKPK for finale consultation.
While i was making final settlement at Alliance Bank....almost 9.1k after discount 1.5k....just bayar saja. i was told that I am not under AKPK anymore.... Then visit AmBank....Vavi...cannot do settlement on spot. need to wait for settlement letter within 2 weeks. Need to wait email from them before paying the final amount. This post has been edited by MakNok: Jul 29 2020, 01:05 PM |
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Jul 29 2020, 01:12 PM
Show posts by this member only | IPv6 | Post
#2616
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Senior Member
5,713 posts Joined: Jan 2003 |
QUOTE(tonyy2999 @ Jul 28 2020, 10:24 AM) i believe many companies are taking this opportunity to implement pay-cut. Yup...all bloody SME Chinese Businese owner is happily cutting staff by forcing pay cut...now they can do that without much consequences. especially SME chinese owned business, damn bloody. No Happy...resign.... Stay also die....take paycut and yet to have to cover for ex-colleague job..not 1 but 2 or more.. Whoever can do full 55 year EPF withdrawal can sustain comfortable for now. i also tender my resignation so that i can get Gratuity from company ASAP |
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Jul 29 2020, 03:55 PM
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Junior Member
205 posts Joined: Apr 2011 |
wondering if AKPK will grant extension of the moratorium according to PM announcement just now ?
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Jul 29 2020, 07:16 PM
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Junior Member
335 posts Joined: Sep 2010 From: Kuala Lumpur |
QUOTE(Kiefer @ Jul 27 2020, 08:26 AM) By all means...get a copy of settlement letter. You never know if bank said other thing later. Citibank officer said, AKPK department from Citibank will call me... Shit! Waited 1 week, no call, nothing!! Really want to fk 7 them...They should provide one as per sop. |
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Jul 30 2020, 09:25 AM
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189 posts Joined: Feb 2012 |
QUOTE(getajob @ Jul 29 2020, 07:16 PM) Citibank officer said, AKPK department from Citibank will call me... Shit! Waited 1 week, no call, nothing!! Really want to fk 7 them... taiko.. cool down....cool down.....after we make payment, they need check all documentation and get all approval before they inform akpk. like my scb case, they told me that they calculated wrongly my final amount after 1 week. |
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Jul 30 2020, 09:29 AM
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Junior Member
357 posts Joined: Jun 2006 |
QUOTE(asil66 @ Jul 28 2020, 02:11 PM) Need help here regarding debt settlement. you need talk with both party now... RHB and AKPK.My uncle who is already in the 60s are being harassed everyday to pay his cc debts which has lots of interest piled up for non payment. He lost his job few years back and has been unable to secure any permanent jobs since then due to his age. He has been doing odd jobs now and then but income is inconsistent. I registered for a free CtOS report for him and saw that RHB had already moved his case to “Legal” . Will AKPK still be able to help? Anyone in such situation before and what are some ways to get out of this situation? |
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