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 AKPK, debt issue, anyone got a question to ask them?

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monocat
post Jul 26 2020, 02:36 PM

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QUOTE(getajob @ Jul 25 2020, 06:45 PM)
shall I go direct to Citibank and ask for my release letter?
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you can call them again and ask them update ccris and akpk.
from what i know, not all bank staff can send email to external.
secretizme
post Jul 26 2020, 07:07 PM

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QUOTE(getajob @ Jul 24 2020, 11:21 PM)
FYI, during MCO - CMCO - RMCO, we can't upload thru AKPK Portal.
We have to email to them @ cust.adjsec@akpk.org.my

Just mention your name, your contact number and AKPK reference number will do. =)

Cheers!
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Thank you so much for your reply!
getajob
post Jul 26 2020, 11:07 PM

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QUOTE(monocat @ Jul 26 2020, 03:36 PM)
you can call them again and ask them update ccris and akpk.
from what i know, not all bank staff can send email to external.
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OK bro, will call them again tomorrow. Thanks for your feedback. =)
Kiefer
post Jul 27 2020, 07:26 AM

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QUOTE(getajob @ Jul 25 2020, 06:45 PM)
shall I go direct to Citibank and ask for my release letter?
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By all means...get a copy of settlement letter. You never know if bank said other thing later.
They should provide one as per sop.
wewa25
post Jul 28 2020, 12:58 AM

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QUOTE(secretizme @ Jul 18 2020, 12:53 PM)
Roughly 15% of the oustanding debts
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you should try again.i had 30% off
wewa25
post Jul 28 2020, 01:04 AM

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QUOTE(Shah_15 @ Jul 14 2020, 01:19 PM)
I see. So one can only apply for AKPK when he missed his monthly payment?

Btw, I tried to fill up the forms in AKPK website. But the webpage seems quite unstable. I cant edit the page where you enter your monthly expenses. Tried with google chrome, microsoft edge ended up the same. Is this normal where you cant edit your monthly expenses?
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AKPK can apply before missing any payments. You supposed to meet up with counsellor to discuss beforehand.
HP not under AKPK. Suggest you get relative who need car to pay the installments.
secretizme
post Jul 28 2020, 09:10 AM

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QUOTE(wewa25 @ Jul 28 2020, 12:58 AM)
you should try again.i had 30% off
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wow, thats a lot.
Which bank and how you manage to get that much?
tonyy2999
post Jul 28 2020, 09:23 AM

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Do you guys think the finance ministry and banks will extend the moratorium ?

Finance minister said will announce soon.
tonyy2999
post Jul 28 2020, 09:24 AM

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i just got 20% pay-cut since last month, things are getting very difficult.


monocat
post Jul 28 2020, 10:19 AM

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QUOTE(tonyy2999 @ Jul 28 2020, 09:24 AM)
i just got 20% pay-cut since last month, things are getting very difficult.
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I got 10% pay-cut.
to control my expenses, i move from postpaid plan to prepaid plan, terminate unifi and reduce other expenses.
SUSyklooi
post Jul 28 2020, 10:23 AM

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QUOTE(monocat @ Jul 28 2020, 10:19 AM)
I got 10% pay-cut.
to control my expenses, i move from postpaid plan to prepaid plan, terminate unifi and reduce other expenses.
*
my friend cuts the "good to have" riders of his insurance plans
(like hospitalization income benefits) and deleted his Astro and fixed line telephone to get within the budget and cash flow within his current income of 20% less than previously
tonyy2999
post Jul 28 2020, 10:24 AM

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QUOTE(monocat @ Jul 28 2020, 10:19 AM)
I got 10% pay-cut.
to control my expenses, i move from postpaid plan to prepaid plan, terminate unifi and reduce other expenses.
*
i believe many companies are taking this opportunity to implement pay-cut.

now they can do that without much consequences.

especially SME chinese owned business, damn bloody.
asil66
post Jul 28 2020, 02:11 PM

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Need help here regarding debt settlement.

My uncle who is already in the 60s are being harassed everyday to pay his cc debts which has lots of interest piled up for non payment. He lost his job few years back and has been unable to secure any permanent jobs since then due to his age. He has been doing odd jobs now and then but income is inconsistent.

I registered for a free CtOS report for him and saw that RHB had already moved his case to “Legal” . Will AKPK still be able to help? Anyone in such situation before and what are some ways to get out of this situation?
monocat
post Jul 28 2020, 02:29 PM

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QUOTE(tonyy2999 @ Jul 28 2020, 10:24 AM)
i believe many companies are taking this opportunity to implement pay-cut.

now they can do that without much consequences.

especially SME chinese owned business, damn bloody.
*

yes. my company terminate 5 staffs today and 10 staff last month. cry.gif
MakNok
post Jul 29 2020, 01:04 PM

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i think i need to walk in to AKPK for finale consultation.

While i was making final settlement at Alliance Bank....almost 9.1k after discount 1.5k....just bayar saja.

i was told that I am not under AKPK anymore....

Then visit AmBank....Vavi...cannot do settlement on spot.
need to wait for settlement letter within 2 weeks.
Need to wait email from them before paying the final amount.

This post has been edited by MakNok: Jul 29 2020, 01:05 PM
MakNok
post Jul 29 2020, 01:12 PM

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QUOTE(tonyy2999 @ Jul 28 2020, 10:24 AM)
i believe many companies are taking this opportunity to implement pay-cut.

now they can do that without much consequences.

especially SME chinese owned business, damn bloody.
*
Yup...all bloody SME Chinese Businese owner is happily cutting staff by forcing pay cut...
No Happy...resign....

Stay also die....take paycut and yet to have to cover for ex-colleague job..not 1 but 2 or more..

Whoever can do full 55 year EPF withdrawal can sustain comfortable for now.

i also tender my resignation so that i can get Gratuity from company ASAP
tonyy2999
post Jul 29 2020, 03:55 PM

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wondering if AKPK will grant extension of the moratorium according to PM announcement just now ?
getajob
post Jul 29 2020, 07:16 PM

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QUOTE(Kiefer @ Jul 27 2020, 08:26 AM)
By all means...get a copy of settlement letter. You never know if bank said other thing later.
They should provide one as per sop.
*
Citibank officer said, AKPK department from Citibank will call me... Shit! Waited 1 week, no call, nothing!! Really want to fk 7 them...
monocat
post Jul 30 2020, 09:25 AM

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QUOTE(getajob @ Jul 29 2020, 07:16 PM)
Citibank officer said, AKPK department from Citibank will call me... Shit! Waited 1 week, no call, nothing!! Really want to fk 7 them...
*
taiko.. cool down....cool down.....
after we make payment, they need check all documentation and get all approval before they inform akpk.
like my scb case, they told me that they calculated wrongly my final amount after 1 week. bruce.gif
alexkwlee
post Jul 30 2020, 09:29 AM

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QUOTE(asil66 @ Jul 28 2020, 02:11 PM)
Need help here regarding debt settlement.

My uncle who is already in the 60s are being harassed everyday to pay his cc debts which has lots of interest piled up for non payment. He lost his job few years back and has been unable to secure any permanent jobs since then due to his age. He has been doing odd jobs now and then but income is inconsistent.

I registered for a free CtOS report for him and saw that RHB had already moved his case to “Legal” . Will AKPK still be able to help? Anyone in such situation before and what are some ways to get out of this situation?
*
you need talk with both party now... RHB and AKPK.

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