no, only cleared CC. loan still under DMP

Guys, please help. I enrolled in AKPK then I've managed my debts (not fully settled) and requested to be out within few months. Now my CCRIS is as clean as a white slate but my housing was rejected as still got remark from bank in my CCRIS which is my personal loan. Can they not let me to apply any loan by retaining the remark?

I just go AKPK maju junction kl on yesterday 03/09/2013

Before i go , this is the few document that i ready for....

( to avoid double visitation to AKPK )

Photocopy of I/C
Lastest Salary Slip
Company Offer Letter
Latest Debt Statement From Bank
EPF statement ( If u got housing loan issue )
Bank Statement ( If your salary slip its not from Public listed )
C/Cris report from Bank Negara ( Can be printed at AKPK )

Reach on there 11 am... public briefing on 12 pm

While walk in to reception , reception will ask u go to public briefing first before you meet counselor...

While on public briefing , they will show few of the short clip that introduce the sample of cases and service information that provided from AKPK , after that will got Q&A section from counselor....

PS : Reception will only arrange you a appointment with counselor after you got the full document as i mention just now....

Talked with counselor HONESTLY... and counselor given advise.... its about 20 minute... after that i given a DMP number to key in all my info on DMP online application... and i been advise to bank in the first payment to AKPK before AKPK can proceed my case....

Must bank in first payment within 10 days of DMP online application if not AKPK will dismiss your case...

I'm been given 7% per annum for 10 years on total amount of my personal loan & C/C DEBT.....

I will bank in on today afternoon and the process of my case its take time for 1 month....

whole progress like taking 2 hour something...

AKPK Working Hours Its from

Mon-Fri 8:30am - 5:30pm
Sat 8:30am - 12:00pm

SO SCREW UP those third party agency.... Im on AKPK now.. dont haress me anymore ^^

I believe bank reject your housing loan due to high DSR ( Debt service ratio), where bank evaluate you can't afford to repay any new loan/credit .... it doesnt relate to AKPK since you mention you have out from the program ..

I just paid an agency to do it T-T

I believe bank reject your housing loan due to high DSR ( Debt service ratio), where bank evaluate you can't afford to repay any new loan/credit .... it doesnt relate to AKPK since you mention you have out from the program ..

how much did they charge you?
is it based on a certain % of the total outstanding loan amount?

They chatges me 10% on my total loan
I did paid over 10k to the agency, just paid by credit card yesterday

They chatges me 10% on my total loan
I did paid over 10k to the agency, just paid by credit card yesterday

For ur info...AKPK dont have any agent.
10% of your total debts to the agent is a really very serious matter.

Why go to them when you can go to akpk directly n save the much needed 10k?
What they can gives while akpk cannot?

They chatges me 10% on my total loan
I did paid over 10k to the agency, just paid by credit card yesterday

I'm desperate of my bad debts when they call me. They told me it's very difficult to get in akpk approve uf no third party to assist. Then I'm stupidly trapped

Adiooooo..
Whether AKPK will approve or not is nothing to do with BIG CABLE that 3rd party might have.

10k to be on AKPK program...

Are you sure you on AKPK program...?
How you know you on AKPK program....??

You just wasted 10k, that's a lot of money you could've used to settle some of your debt!