I call to Bank Negara of my state's branch, they ask me to go Bank Negara counter there to ask anything, but I went to bank negara last week, the staff ask me to register online 1st, no chances for me to ask other questions..

1. Those cc debts need to call each bank to confirm the latest outstanding amount right? what if I success into AKPK, do I still need to bring hardcopy of each bank CC outstanding statement to attend the course or appointment?

2.CCRIS hardcopy can get it printed at bank negara at the same day of AKPK appointment or not? need to wait few days to get the hardcopy or just by machines?

3.Expenses just need to fill in a roughly figure for each item without any exact amount billing attachment right?

3.Any other documents needed for AKPK?

4.Will AKPK affect the worker who work at SG? Lets say permit or PR.

I call to Bank Negara of my state's branch, they ask me to go Bank Negara counter there to ask anything, but I went to bank negara last week, the staff ask me to register online 1st, no chances for me to ask other questions..

1. Those cc debts need to call each bank to confirm the latest outstanding amount right? what if I success into AKPK, do I still need to bring hardcopy of each bank CC outstanding statement to attend the course or appointment?

2.CCRIS hardcopy can get it printed at bank negara at the same day of AKPK appointment or not? need to wait few days to get the hardcopy or just by machines?

3.Expenses just need to fill in a roughly figure for each item without any exact amount billing attachment right?

3.Any other documents needed for AKPK?

4.Will AKPK affect the worker who work at SG? Lets say permit or PR.

Hi all

I have been enrolled with akpk for 3years now.
From the banks statements, I just noticed that the 4 banks that I owed still charge me for late payment although I pay to Akpk every month on time. Been paying for 3 years, the statement balances never reduced but getting more, anyone had experienced this before?

Hi all

I have been enrolled with akpk for 3years now.
From the banks statements, I just noticed that the 4 banks that I owed still charge me for late payment although I pay to Akpk every month on time. Been paying for 3 years, the statement balances never reduced but getting more, anyone had experienced this before?

for late payment yes i had experience. event we pay to AKPK in time but when AKPK pay to bank
will be not immediately. some bank receive early some bank receive late. so i use to kena late payment for certain bank. what i do is i own pay one month directly to the bank which always charge me late payment. my issue solve after i pay 1 mth advance.

Guys and girls, i dunno where to seek solution for my cases below, so i ask here:

This afternoon i went to a Seri pajam office to check either i'm still able to borrow a new loan for a new house, so the person in charge send my details to LOANPLUS for loan check..
Operator from LOANPLUS called me, told me that i got car loan etc...that all correct.. but the operator also told me that i got apply a personal loan on last year December with amount rm18K ... i never apply any personal loan for my whole life...
So, where and how do i check which bank someone that used my details for borrow personal loan on December 2019 ?

try CCRIS check
https://www.google.com/search?source=hp&ei=...131.M8dRV1w4eXQ

btw,...just beware of Macau scam
ex....
A 45-year-old rubber tapper from Pahang received a call from a bank officer in Kuala Lumpur. The officer claimed that the victim owed RM7,000 in outstanding card payments.

When the victim said that he had never opened a bank account in Kuala Lumpur, the officer said that the victim’s credit card was being used by someone else who had made a cash advance withdrawal.
.................
...............
https://www.imoney.my/articles/common-money-scams

The akpk due date is same with CC due date?

Guys and girls, i dunno where to seek solution for my cases below, so i ask here:

This afternoon i went to a Seri pajam office to check either i'm still able to borrow a new loan for a new house, so the person in charge send my details to LOANPLUS for loan check..
Operator from LOANPLUS called me, told me that i got car loan etc...that all correct.. but the operator also told me that i got apply a personal loan on last year December with amount rm18K ... i never apply any personal loan for my whole life...
So, where and how do i check which bank someone that used my details for borrow personal loan on December 2019 ?

Guys and girls, i dunno where to seek solution for my cases below, so i ask here:

This afternoon i went to a Seri pajam office to check either i'm still able to borrow a new loan for a new house, so the person in charge send my details to LOANPLUS for loan check..
Operator from LOANPLUS called me, told me that i got car loan etc...that all correct.. but the operator also told me that i got apply a personal loan on last year December with amount rm18K ... i never apply any personal loan for my whole life...
So, where and how do i check which bank someone that used my details for borrow personal loan on December 2019 ?

Hi Kookie, if you get into debt and cause you want to take AKPK. Please hold on first, or doesn't matter even you already apply.
Many Malaysian are lack of financial education, which has led to bankruptcy and convictions of poor borrowing. Personal loans and car loans are the main cause of most people for bankruptcy.
Wanna know how to manage your finances and clear your debts? you can PM me
Good luck

guys, i now on AKPK, to settle my loan and CC. Now CC already cleared. Can i  apply for CC again?

is the loan under DMP with AKPK also cleared?

no, only cleared CC. loan still under DMP