yes bro... you are right. my case with HSBC they event didnt send any single statement to me and claim
they send to me yearly lol

for my case Maybank like very "ho kar"
pay not finish remain about rm1050 suddenly come release letter say i am done payment
then they just waive the RM1050 payment   
Hong Leong CC really shit me and your case is same one HLB CC card finish payment got advance they carry forward
to HLB CC... when ask for early settlement got discount bo?? they say 8% already give very good discount liao.
so i just continue keep on pay the remain RM908  

kam cheng very strong wor.
Debtor never love calling me anymore.

i love when getting scam call saying i still hutang creditcard....usually i play a long and say really ar..
and later PAKU them kaw kaw
hahaha

or offering me loan someone and finally i say...why ar..never check my credit score..
i under AKPK...lo...terus senyap.

bro look like you and me have many same bank oooo....  
last time really crazy apply so many cc and loan so many PL.
ai charm.... 10 years like that finish ad.... total add up i think 300k got including bank interest charge.

yalor....my VVIP number kena kaw kaw...
so many SMS for gambling...property and the best Ahem also.
now left that number at another phone and forward the call only

So bro...all your AKPK crispy clean and clear already?
No more exclusive AKPK membership liao kah?

Congrats, finally graduated ... 

can start apply credit card liao....  

Whattttt!!!!

Siao ar!!!!!
[SIZE=14][COLOR=blue]

my 10year is not due to stupidity but more to urgency matter
it is due to medical which happen to my mum got stroke after the angiogram.
Land also sell....Car also sell...
Had to go AKPK because to free up more cash.

Finally in Aug this year, my mum say goodbye after bedridden since 2000

for me ...definitely more than 300k..

Yup..my mum in another world now after 19years bedridden.
Yes...financial start to get better now.
Wow...you really rebuilt your life again from ashes.
Yes....mine AKPK is clearing soon by next year March unless I apply for extension if possible lah.

We both and whoever in the same boat as us is on the road to heavenly paradise..
Really a tough hard 10 year journey.

hello bro.... after you complete AKPK, they will issue you release letter ??

tks bro... me will be "discharge" from AKPK soon in march 

Guys and girls, i dunno where to seek solution for my cases below, so i ask here:

This afternoon i went to a Seri pajam office to check either i'm still able to borrow a new loan for a new house, so the person in charge send my details to LOANPLUS for loan check..
Operator from LOANPLUS called me, told me that i got car loan etc...that all correct.. but the operator also told me that i got apply a personal loan on last year December with amount rm18K ... i never apply any personal loan for my whole life...
So, where and how do i check which bank someone that used my details for borrow personal loan on December 2019 ?

Called card center they will file the dispute transaction but i need to file a police report first and submit to bank. No promises to get back the money

In akpk didn't show the counselor name only know the time and branch
I still need to bring all documents to akpk for the meet

Hi guys, wanna ask if I make extra payment to AKPK every month on top of my monthly installment.Eg my installment is 550 and I pay 600 or 650. Will it stay in the AKPK account as extra credit or will it be credited to the bank?

my brother in law said he was charge by akpk around 10% for service charge. I thought akpk supposed to offer foc service? I suspected he went for 3rd party but he said he went to akpk office. just would like to clarify.

after that need update akpk or bank will do ?

my advice is...if you got a lot of money is okay to pay..if no better dont...my company terminate me..and lucky got 6 months because of covid..

so for me better save your money first..we dont know how long this covid...maybe 2-3 months maybe 6 months..maybe 1 year..we dont know..please save your money.

finally, akpk released full settlement letter.........