QUOTE(devinz @ Dec 17 2008, 10:41 AM)
I believe we shouldnt discuss about other ppl way of financing here.
I am sure those who commit, knows what they are doing and they are the one facing the impact later on. Not us. right?
Whether or not how you and me manage our finances are different from individual to individual. Some believe, short term loan is better but the argument is, if you are also having a housing loan..would you throw the spare money you have to your car or house. For me, i would rather throw in my house as house loan is calculated progressively. Car loan, otherwise, once committed no matter how early you settle also you have to pay same amount.
Different ppl got different perspective in life. Some might want a stable journey till the end, in another chap he may wants to at least enjoy the moment, touch wood, none of us can be sure how long we can live.. right? At least the chap who take the risk, end of the day he can proudly say "I tried it" and he can go peacefully.
cant agree more, different people..different lifestyle..yg penting kita enjoyI am sure those who commit, knows what they are doing and they are the one facing the impact later on. Not us. right?
Whether or not how you and me manage our finances are different from individual to individual. Some believe, short term loan is better but the argument is, if you are also having a housing loan..would you throw the spare money you have to your car or house. For me, i would rather throw in my house as house loan is calculated progressively. Car loan, otherwise, once committed no matter how early you settle also you have to pay same amount.
Different ppl got different perspective in life. Some might want a stable journey till the end, in another chap he may wants to at least enjoy the moment, touch wood, none of us can be sure how long we can live.. right? At least the chap who take the risk, end of the day he can proudly say "I tried it" and he can go peacefully.
Dec 17 2008, 03:00 PM

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