Mar 12 2009, 12:07 AM
QUOTE(sam0919 @ Mar 11 2009, 11:12 PM)
but although standchart gives better rate but their branches so few
if lets say in future u wan to do any prepayment u hav to fill up a form everytime ..u think is it convenience? their loan package is flexi loan blr-2.4%
but prepayment do not offset principal unless u write in. Cost u time and petrol at the end its still the same wif those other banks.just my 2cents
Is this MortgageOne? If so your prepayment supposedly does offset the principal if you keep it in your account. The key is to keep money in your current/MortgageOne account and not take it out. Have they changed it since 2007 when I last looked at it?if lets say in future u wan to do any prepayment u hav to fill up a form everytime ..u think is it convenience? their loan package is flexi loan blr-2.4%
but prepayment do not offset principal unless u write in. Cost u time and petrol at the end its still the same wif those other banks.just my 2cents
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