Financial The Zest at Puchong Kinrara, Pls update the latest news ^_^
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 Mar 11 2009, 10:56 PM
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#1
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1,285 posts Joined: Mar 2007  
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stand chart is not tie up wif this project hence they cannot gives loan to the customers same goes to alliance bank and maybank
Added on March 11, 2009, 10:57 pmRHB BLR-2% ZEC / NZEC BLR-2.2 OCBC BLR-1.9% ZEC / NZEC BLR-2.15% ( financed legal fees ) This post has been edited by sam0919: Mar 11 2009, 10:57 PM |
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Mar 11 2009, 11:12 PM
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#2
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1,285 posts Joined: Mar 2007
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but although standchart gives better rate but their branches so few
if lets say in future u wan to do any prepayment u hav to fill up a form everytime ..u think is it convenience? their loan package is flexi loan blr-2.4% but prepayment do not offset principal unless u write in. Cost u time and petrol at the end its still the same wif those other banks.just my 2cents |
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Mar 11 2009, 11:18 PM
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#3
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1,285 posts Joined: Mar 2007
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ok hope u hav a good news for us =)
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Mar 12 2009, 10:25 PM
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#4
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QUOTE(cedrickang_8 @ Mar 12 2009, 08:03 PM) which std chart branch u go?i jus send my documents to the std chart in puchong branch jus beside the TT sales office there. the agent say can do for me..dono real o not. will wait for her call.need one week to get the approved..hope can get it.haha... bro , dun ever believe wat an agent said , all they wan is business, if they hav a chance get ur documents, they will tell u they can do it, at last if they cant , they will just give all the bullshit. Those banks which are not tie up with the project i dont think can go through . not even any possiblities unless the particular banks take approval applying the developer project into bank approved list then only can do . but it takes 3 to 6 months time complete the whole approving developer process. |
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Mar 12 2009, 10:38 PM
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#5
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1,285 posts Joined: Mar 2007
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Term-loan means work wif normal account which means savings account link together with housing loan account.
The more money u dump into ( prepayment ) will direct goes to the principal which means offset ur principal thus the interest u serve will be lower . Flexi work with current account + housing loan account. Provided wif a cheque book, in order to pay more to offset principal ( not advance payment ) need to write in / fill in form to do that. Subject to which bank u applying. |
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Mar 12 2009, 11:00 PM
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#6
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1,285 posts Joined: Mar 2007
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QUOTE(gunnerstkd @ Mar 12 2009, 10:57 PM) For security reasons, i think better not to disclose information on the unit's tenants publicly... probably we can keep it among ourselves via PM.. especially not safe for gals.. this makes me ROFL just my 2 cents.. now recession.. better 1 cent..   |
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Aug 2 2009, 07:02 PM
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#7
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1,285 posts Joined: Mar 2007
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saw there is a new police station opening ceremony right beside the hup seng sdn bhd ..just few km away from the zest o.O
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Aug 4 2009, 09:15 PM
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#8
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QUOTE(dEviLs @ Aug 3 2009, 08:00 AM) you sure that's opening ceremony ? pretty sure there is a police station right beside hup seng sdn bhdi tot that's the protest on the arrest of PKR leader?  |
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Aug 4 2009, 09:19 PM
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#9
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QUOTE(JunJin @ Aug 4 2009, 09:16 PM) Hi. Just grabbed one unit of Block A... heard that ocbc edy reach their quota. Pbb unlikely finance for 90% margin, the rest of the banks seems not really attractive enuff on the package.Looking for loan...but so far none of the bank yet to contact me.... |
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Aug 4 2009, 11:12 PM
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#10
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1,285 posts Joined: Mar 2007
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QUOTE(kimhoong @ Aug 4 2009, 10:41 PM) I'm getting Public Bank loan from my friend. I have no idea the quota is full or not. I'll PM you his contact if you want to know more. Don't worry, I'm not doing it for commission since Public Bank does not reward commission kimhoong just be ready that pbb is only finance 1 car park instead of 2 which is RM 12,500 for 1 car park. means ur total purchase price minus off 1 car park price = nett purchase price . they will finance based on the nett purchase price. Pls find out properly. ur fren submission is subject to head office approval and most of the cases from the zest are refer back or slash margin |
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Aug 4 2009, 11:31 PM
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#11
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QUOTE(kimhoong @ Aug 4 2009, 11:25 PM) 1 carpark only? But for most of us here are getting "a" tandem carpark. Guess it's considered as "one unit", no? yeah propose sent is 90% but will subject to management approval , documentation never show it is RM 12,500 for 1 car park but will stated there is 2 car park in supplementary agreement. on the bank side they will divided by 2. im public banker here and i done many of the zest cases there and recently those cases r just refer back and the reason is not giving up financing margin for that additional car park. If u already get the approval then just ignore my bullshitting here =]This is because the documentation shows that "the" carpark costs RM25,000 - it never show how much it is for "half" of what entitled (I mean the carpark). Remember, a tandem carpark is RM25,000 but half of it does NOT necessarily is RM12,500. So I do not see any justification that the Bank only finance RM 12,500 for carpark. Anyway, I am getting a full 90% loan  No offense but no harm discussing this further  |
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Aug 6 2009, 09:36 PM
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#12
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1,285 posts Joined: Mar 2007
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QUOTE(MyFirstHome @ Aug 6 2009, 07:57 PM) Hi peeps.. i tot rhb giving BLR-2.2% ZEC? only BLR -2.05 %?Just paid my 10% & signed my SNP yesterday, got one in Block A,type C. does anyone know if the Star Lrts are confirmed to be built..i read the onw of the papers..they r open for tender now..hopefully its built as promised... what about the cemetary being silently brought into the pic...is it true? i visited the construction area yesterday..the showroom is up..just painting and other cosmetics on the way.. Alan Soo : dont think you can alter them..but what u cud do is when ur block up..u cud ask the contractor to do add ons..like asking him for more power points..telephone lines..etc..which is of course tats a separate $... Added on August 6, 2009, 8:54 pm ----------------------------------------------------------------------- Well i already signed my offer letter with RHB .. - 2.05% ..ZEC .. but uob just called me n say they could offer ... - 2.1%..ZEC.. Wonder what the other purchasers got ... |
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Aug 6 2009, 09:59 PM
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#13
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QUOTE(myfruitbay @ Aug 6 2009, 09:49 PM) I am trying OCBC, they give a good rate. ya ocbc always offer a good rate..lets every1 go for ocbc . good for every1 pawn every bankBelow is MLR = 4.7 (this is OCBC own BLR, very good for my investment) For normal BRL, they can give BLR - 2.4 or 2.3 a very good rate. Loan tenure: 30 years Customer Name : 30 years Property Price : MYR 300,000.00 Margin Of Finance : 90.00 % Loan Amount : MYR 270,000.00 Loan Tenure (months) : 360 Base Lending Rate (B.L.R) : 4.70 % Property Type : Non-Landed Completion State : Under Construction Interest Rates First 12 Months Remaining 348 Months 2.5000 % 3.4000 % Instalment First 12 Months Remaining 348 Months MYR 1,066.83 MYR 1,193.39 Instalment Tier : Multi Tier [O] Interest Calculation : Daily Rest Actual Loan Tenure (months) : 392 Total Interest Payable : MYR 170,719.26 Loan tenure: 36 years Customer Name : 36 years Property Price : MYR 300,000.00 Margin Of Finance : 90.00 % Loan Amount : MYR 270,000.00 Loan Tenure (months) : 432 Base Lending Rate (B.L.R) : 4.70 % Property Type : Landed Completion State : Under Construction Interest Rates First 12 Months Remaining 420 Months 2.5000 % 3.4000 % Instalment First 12 Months Next 12 Months Next 12 Months Next 12 Months Next 12 Months Remaining 372 Months MYR 838.62 MYR 987.20 MYR 1,013.86 MYR 1,041.23 MYR 1,069.34 MYR 1,084.43 Instalment Tier : Multi Tier [O] Interest Calculation : Daily Rest Actual Loan Tenure (months) : 454 Total Interest Payable : MYR 204,416.53 |
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