QUOTE(happy_gal @ May 25 2009, 07:25 PM)
Me too.. the lawyer neva call me also.. btw, i'd like to ask anybody here take public bank loan and compare it against rhb loan ah?..
Public bankBLR-2.15
My own cousin is the banker
I think PBB is counting from the date of the FINAL payment, nt very sure..
RHB BLR -2.2
Somebodyelse dunno if they can service me if i have any querries regarding my loan later on o nt..
5 years from the date of loan payment.
I have already got approval and the LO has been issued by PBB but havent sign cause im still waiting for RHB. That RHB woman keep telling me no terms and conditions but my cousin told me becareful there might be a catch which u will not be able to realize now..
So how ah?.. any comments ah?...
Read the LO front to back?
Some of the things that we watch out for:
1. MRTA - we said we dont want MRTA but somehow our RHB LO came with that term. Our banker said she's gonna fix that.
2. Start of lock in period - RHB (from 1st drawdown) vs PBB (after final payment)
Added on May 25, 2009, 9:23 pmQUOTE(cedrickang_8 @ May 25 2009, 02:17 PM)
I try ask my agent oredi he keep saying no such thing.don have any bank will let doin prepayment during construction period.haiz...i feel fed up with him so ask u all here.my fren told me tat can do prepayment but alot of process to go thru.
Hmm, let me re-confirm with the RHB lady then.
Sorry to clarify - the HLB thingy is not during construction. Blur me
This post has been edited by cchewhoong: May 25 2009, 09:23 PM