QUOTE(chenster @ Mar 23 2009, 03:28 PM)
eh..
i tot if u sign ur S&P and somehow ur loan get rejected.. they will forfeit ur RM3k booking fees u paid earlier..
+++++++++
i just called up ocbc to clarify things.. she told me that this is a new plan devised for the zest project..
-2.25 for financial legal fees
-1.5 for ZEC or non ZEC or something like that..
financial legal fees package she explains is not ZEC.. but cheaper than ZEC.. the lawyer fees + stamp duty etc etc is not paid by the banks and include in ur loan..
but the fees will still be included in the loan but not paid by the bank.. get it? so the interest will be lower than paid by the banks..
+++++++
just got a call when typing this reply.. cimb just called up say they cannot do this project because of the parking agreement tied in.. i guess same reason as standchart?
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i think u can call up OCBC panel for more info on this new package.. she said they did something and get this plan approved.. im still holding on first waiting for rhb..
I think a good practise will be:i tot if u sign ur S&P and somehow ur loan get rejected.. they will forfeit ur RM3k booking fees u paid earlier..
+++++++++
i just called up ocbc to clarify things.. she told me that this is a new plan devised for the zest project..
-2.25 for financial legal fees
-1.5 for ZEC or non ZEC or something like that..
financial legal fees package she explains is not ZEC.. but cheaper than ZEC.. the lawyer fees + stamp duty etc etc is not paid by the banks and include in ur loan..
but the fees will still be included in the loan but not paid by the bank.. get it? so the interest will be lower than paid by the banks..
+++++++
just got a call when typing this reply.. cimb just called up say they cannot do this project because of the parking agreement tied in.. i guess same reason as standchart?
------------
i think u can call up OCBC panel for more info on this new package.. she said they did something and get this plan approved.. im still holding on first waiting for rhb..
1) Do the booking
2) Scout for loan package
3) Get bank to comfirm the loan
4) Sign SPA .. Pay the remaining downpayment
5) Sign your loan agreement
my 2 cents
Mar 23 2009, 03:43 PM

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