my suggestion bro...

1st.... go to CTOS at megan avenue to get a printout of your record. u can authorize someone to do it but better go yourself. if i remember correctly, no charges.
2nd.... write to BNM and explain to them that you have had some difficulties during the past (specify the period if possible) helps a lot if they want to do some reference check. then explain that you have since settled your dues and as a result of your credit rating, banks are reluctant to extend loan to you. seek their co-operation and assistance in clearing your past credit rating. (they will or will not i'm not sure) then wait for their reply. better still submit your letter in person and get them to acknowledge receive. get the name of the person who attended to you for easy follow up. cases like yours have been highlighted not too long ago in the media, and i'm quite sure BNM will be able to assist.

as far as ccris is concerned, who says only banker can have it? i managed to get mine.... thru a banker la of course u just have to ask

i'm quite optimistic that BNM can help to sort your credit rating thingy. at the worst possible case scenario, you can write to the PM's department. (although i doubt you will have to stretch that far) cheer up dude.... i'm quite positive that you'll get your rating sorted out.

This post has been edited by speed7791: Dec 1 2008, 05:01 PM