Thanks man. May I know what is the cost for the 2-5k??

Moreover, would I still have to pay for Lawyer's fee??

Any AIA agent can clarify if my mortgage loan will still be valid after I refinance?

Mtsen, actually I plan to go to every bank to check on the rates again on refinance to get the best deal.

Thanks. 

which bank is kind enough to give u blr -2.4% for the whole tenure of 30yrs without a single catch...

so using blr -2.4% for calculation is simply MISLEADING, in other words, just some bloody flowery sales talk to lure people.... zzz

Btw, BLR drop is only today stuff, don't expect to see much adjustment on package offered by bank within these few days ...