So far, I have a good impression towards HSBC in handling the transactions. whenever there is a huge transactions going on in HSBC they will contact me. Even I make a small amount transaction in internet shopping, they will call to confirm. Meanwhile, Citibank and Maybank, hehe, no call from them except asking for payment or promoting their products/3rd party products.

Currently I just keep my Citibank/Maybank at home and take HSBC out, at least, I feel it is safer when my wallet suddenly **** (touch wood)

erh.. well, it really depends on luck.. perhaps.
I tried to apply 4 cards before, which were citi, hsbc, mbb and rhb. All also approved.

citi- approved within 3 days and got the card in the next week.
hsbc - got the card within 3 weeks.
mbb and rhb slightly longer - around 1 month

oh well, i just cut rhb cc today

I would just cut all except HSBC. It has almost the best benefits among all cards in the markets now..
the CS somemore is very satisfying (up until now)