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Credit Card Thread V5, (added FMB website to 1st post)
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skygreen
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 Nov 22 2008, 02:28 AM
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Getting Started
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QUOTE(schrodinger_cat @ Nov 20 2008, 09:57 PM) Haha, I admit that I sounded desperate. Anyway, I read the eligibility of HSBC that says Letter of Acceptance also can do, the only problem is Form J. So I assume that those who have working experience (recently switch to new company) & have their Form J from their former HR dep can definitely for CC. But for a fresh grad like me, too bad is it? Actually I read the previous post but hardly anyone mentioned about PB's CC...is it bcoz their CC reward not enticing enough? If I have no wrong, PBB's CC do provide up to 0.7% cash rebate on your spending, and if you apply it online, you can get RM50 cash rebate on your CC. and if you introduce your friend to apply PBB's CC u will get RM50 cash rebate as well^.^ |
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skygreen
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Dec 1 2008, 01:25 AM
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Getting Started
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QUOTE(numx @ Dec 1 2008, 01:16 AM) MEMEME i got fren doing CITIBANK CC .. PM me ..... WHO WANNA APPLY ALLIANCE CASH BACK CARD ? OR IKEA CARD ? If I have Ikea card and normal Alliance Credit Card, can I apply for the Cash back card?  |
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skygreen
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Dec 2 2008, 05:15 PM
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Getting Started
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QUOTE(Norns @ Dec 1 2008, 05:12 PM) anyone got the 'right' email for me to complain my cc maybank application ? up to now, i call the call centre 15 min back n guess wat ... SAME ANSWER AGAIn i think i update them my office address for 100 times also they wont update it  I remembered last time they took 3 months to update my cc statement address. what a efficient works they done?  |
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skygreen
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Dec 2 2008, 05:17 PM
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Getting Started
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QUOTE(MTEnthusiast @ Dec 2 2008, 02:19 PM) Is it safe to accept services offered by 3rd party company? Last week someone called me and offered me insurance services. They got my info through my CC company. Autodebit Rm39/month. I never sign this kind of insurance, because I hardly get their information sometimes, and the information they give is not details at all, many term n conditions inside which we may not know. |
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skygreen
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Dec 2 2008, 11:14 PM
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Getting Started
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QUOTE(Optiplex330 @ Dec 2 2008, 08:36 PM) How about this example for punctuality? Statement date: 1-Nov Statement received: 4-Nov Payment made and check cleared from my account: 7-Nov And still got hit by late payment As I said, been there, done that with citi Normally I will call up to the customer explain my situation to them, They will waive the interest charges and also RM5 late payment fee as well. Of course I have to waste maybe I think 90cents if I don't go to the bank to make the call. |
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skygreen
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Mar 3 2009, 01:34 AM
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Getting Started
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Anyone know any credit card has 1-2% rebate one?
I want unlimited one, don't want one month only can swipe RM5000 for the rebate,
the best is rebate can be direct deduct from next statement,
I know last time HLB have an essential card which have 1% rebate.
Thanks for anyone who could provide me the info.
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