Credit Card Thread V5, (added FMB website to 1st post)
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 Jan 19 2009, 12:12 AM
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#1
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Junior Member
48 posts Joined: Jul 2006  
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Hi all,
I just got my first job (going to start tomorrow) and are planning to apply a credit card from Maybank for online shoping. I went to their website and learned that they require 2 months payslip for me to apply. Since I just started to work, this month's salary will obviously be paid in pro rata (meaning not full month salary). Can I use this payslip + February's payslip to apply for a CC? |
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Jan 19 2009, 09:15 PM
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#2
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Junior Member
48 posts Joined: Jul 2006
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QUOTE(charymsylyn @ Jan 19 2009, 12:51 AM) MBB is usually quite strict with first-timers, either they'll reject or give low credit limit. Suggest you try CIMB instead. How low? What credit limit do you think they will give for first-timers with anual income between RM 30k - RM 40k? I prefer Maybank because my salary is paid to my Maybank account, so easier for me to make CC payment. If I applied for CIMB, I have to go to their branch / pay RM 2 interbank charges.  QUOTE(inspiron @ Jan 19 2009, 05:01 AM) Certain company like Dell or Intel, once you job is confirmed, you do not need salary slip. The CC would push a card for you to use already I'm working in Dell.  What do you mean by confirmed? My probationary status has been lifted?  QUOTE(SeLrAhC @ Jan 19 2009, 01:24 PM) i think u at least need 3 months payslip... 3 months? Their website say only 2 months. |
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Feb 7 2009, 12:32 AM
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#3
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Junior Member
48 posts Joined: Jul 2006
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1 simple question. For applying CC, the minimum annual income is calculated before deducting EPF, income tax, etc OR after deducting those stuff?
This post has been edited by m3red1th: Feb 7 2009, 12:36 AM |
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