With effect from next year, rates for credit cards may increase to 24% p.a. (2% per month),
currently 18% p.a. (1.5% per month).
Minimum payment will also increase to 10% - 15%, currently is 5%.

These information leaked out from one of the financial institution.
One of the reason why many banks are promoting their Debit Cards.

We shall wait and see, just get prepared.
Try to minimize your card usage for daily expenses.
Keep your outstanding balances as low as possible, so that can easily settle when time comes.