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 Credit Card Thread V5, (added FMB website to 1st post)

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MTEnthusiast
post Dec 2 2008, 02:19 PM

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Is it safe to accept services offered by 3rd party company? Last week someone called me and offered me insurance services. They got my info through my CC company. Autodebit Rm39/month.
MTEnthusiast
post Dec 3 2008, 10:09 AM

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QUOTE(skygreen @ Dec 2 2008, 05:17 PM)
I never sign this kind of insurance, because I hardly get their information sometimes,
and the information they give is not details at all, many term n conditions inside which we may not know. tongue.gif
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How can I differenciate whether the 3rd party service is not a scam?
MTEnthusiast
post Jan 5 2009, 11:22 AM

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Last week a girl(look like China Girl) called me and say someone use my info to apply an AMBank card and swap some amount on it... look like a fraud, do I need to take any action only or just ignore it.
MTEnthusiast
post Jan 5 2009, 02:03 PM

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QUOTE(RockIron @ Jan 5 2009, 01:12 PM)
Hi,
U better be caution. This same case happen few months ago to someone which I read thru newspaper.
Did u provide ur info such as cc number or any confidential particular to them?
If u did so,I suggest u immediately inform ur cc issuer or bank,then straight away go to log on a police report.
Dun ever provide ur cc number,password or personal particulars to someone who call u and claim that they r ur bank or issuer. If they r really ur bank or issuer,sure they got all ur particulars/info.
Please bear in mind always!!!!!


Added on January 5, 2009, 1:57 pmSame case happen to me on early of year 2000.
It is my SCB Visa get fraud. Before the syndicate charge my SCB Visa at Bangkok for about 30k puchasing gold,someone did called me and claim that he is from SCB.
This guy are very professional,he can talk sweet and told u a lot of promotion about SCB. Until I did not notice that I already disclosed my CL to him.
After about 1-2 hours,the real SCB call me and comfirm with me did I charge my Visa cc at Bangkok for 3xxxxk amount.
Although after investigation,SCB dispute the fraud charging amount from my Visa cc account(took about 2 months), but the whole process I will never forget. It's a nightmare!!!!!
sweat.gif
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I never provide them my card info, but they know my full name and IC number.. Do I need to log the police report?
MTEnthusiast
post Jan 5 2009, 03:32 PM

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RockIron, hye, thanks for your help..


Added on January 5, 2009, 3:34 pmI applied a Insurance throught phone promotion, I got the Policy on hand d, is from AIG (at first I don know).

The coverage is interesting so I juz wanted to apply and have a try on it, is it safe?

This post has been edited by MTEnthusiast: Jan 5 2009, 03:34 PM
MTEnthusiast
post Jan 5 2009, 04:12 PM

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QUOTE(RockIron @ Jan 5 2009, 03:57 PM)
Hi, u r out of thread.
I tot we only discuss about cc here.
Anyway it should be safe if u got the policy with u.
Remember!!!!! CC discussion only.........
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Sorry. I thought everything related to cc can be discussed here... unsure.gif

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