Credit Card Thread V5, (added FMB website to 1st post)
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 Nov 18 2008, 11:27 AM
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#1
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR    
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guys just wanna ask u guys question on my CL...when i received the card, stated in the letter my CL is 7k and i have used RM1350 for installment and outstanding of RM900.25 so total outstanding is RM2250.25...
when i check at cimbclicks my available limit was only RM4336 and less RM413.75 from the 7k CL...is it normal? noobies here... |
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Nov 18 2008, 11:59 AM
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#2
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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i tried to call them but hate to wait for them to pickup my call...wasting my credit sometimes i wait for 4min no one pickup the call...
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Nov 18 2008, 02:14 PM
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#3
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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call them up already actually the RM413.75 is actually pending amount...RM400 is for petrol coz when we swipe once they will put on hold RM200 something like that...
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Nov 19 2008, 03:05 PM
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#4
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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can someone elaborate more bout cheque on call...
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Nov 20 2008, 12:17 PM
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#5
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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anyone use credit card with paypal? can we sent money to someone normal account with our paypal? using the cc of course...and whats the charge?
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Nov 20 2008, 02:20 PM
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#6
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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i saw this in paypal...
** If your transaction involves a currency conversion, it will be completed at a retail foreign exchange rate determined by PayPal, which is adjusted regularly based on market conditions. This exchange rate includes a 2.5% spread above the wholesale exchange rate at which PayPal obtains foreign currency, and the spread is retained by PayPal. The specific exchange rate that applies to your multiple currency transaction will be displayed at the time of the transaction. ** Personal accounts may not receive payments funded by credit card, debit card or Buyer Credit for eBay or eBay Express transactions without upgrading to Premier or Business accounts. This post has been edited by Asus: Nov 20 2008, 02:21 PM |
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Nov 20 2008, 02:37 PM
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#7
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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yes i want to sent money to an ebay seller but he only holds personal account...so i cant sent the money to him is it?
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Dec 29 2008, 11:58 PM
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#8
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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QUOTE(bluffy83 @ Dec 29 2008, 09:44 PM) hurrmm.. ok i have this 2 card from CIMB.. One for ATM use (bank account) and another one Mastercard CC. which one should i register with CIMB Click? same goes to me...i register my clicks using the ATM card...i can find my direct access cc in the clicks together with my normal account...after login u go to hmm account status if im not mistaken on the left there and it will display your normal account for cimb then u click the account summary then only it will display your normal cimb account and your credit card account...then click the credit card account to see your cc transaction...for now i already have an ATM card register for cimb click.. but i cant find anything related to my CC bill statement..  |
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Jan 9 2009, 04:25 PM
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#9
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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lol hsbc amanah reject my application…last week when I check through the website stated application successful and card is on the way but then I wait for a week and no poslaju came to my office then I decide to call them up and the person in charge said my application was rejected and I check back at the hsbc website my application is rejected…wtf…
This post has been edited by Asus: Jan 9 2009, 04:27 PM |
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Jan 9 2009, 05:50 PM
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#10
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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QUOTE(cenkudu @ Jan 9 2009, 04:59 PM) Is the HSBC website mentioned something like this? yes exactly but last week when i check it stated application successful Thank you for your credit card application with us. Unfortunately we are unable to extend this facility to you at present. Is there anyway for us to check the CRICOS (not sure about the spelling) record?  its CCRIS or CTOS coz ur spelling can be either this two  , i remember someone said can go to BNM ask for it...dunno la...This post has been edited by Asus: Jan 9 2009, 06:07 PM |
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Jan 11 2009, 05:27 PM
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#11
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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i never get a call from HSBC and straight away my application is rejected lol...i fulfill all the min requirement already but maybe they look i only work for only 5 month and straight away reject it...
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Jan 12 2009, 02:17 PM
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#12
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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regarding the Alliance Bank's You:niques...the 9% interest charged is it applicable from the 1st month we use the card? or need for few month...
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Jan 12 2009, 02:58 PM
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#13
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Senior Member
2,800 posts Joined: Jan 2003 From: KL / SGOR
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QUOTE(aeronlim @ Jan 12 2009, 02:44 PM) Ya, agree with you, for high volume shopper, it is a good card as 2% cash rebate is a consider fair discount for your purchase. That’s great…I don’t need the point just need a low interest rate No, it charged 9% p.a. when you have any carried forward balance from previous month. Normally the bank charge 18% p.a interest (12% for AmBank True Card) Hope this helps  |
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