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 Credit Card Thread V5, (added FMB website to 1st post)

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cute_boboi
post Dec 17 2008, 11:21 AM

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Normally, if they call you, chances of approval is quite high already.

cute_boboi
post Dec 17 2008, 12:22 PM

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QUOTE(J'Daniel @ Dec 17 2008, 11:50 AM)
Thanks a lot !

Charging RM2 for auto reload seem to be quite unreasonable. Can I manual reload from my credit card instead of cash ?

I guess I rather stick with normal TnG laugh.gif
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Yes, manual reload it before touch RM50. Goto centres that accept credit card, like Faber Tower at Tmn Desa, KL.


Added on December 17, 2008, 12:45 pmFrom: 66555

Every 7 swipes (min. RM30 each) gets 1 FREE RM30 Sushi King Voucher. Register: Type HSBC<space>Your HSBC Credit Card no. & SMS to 33733. T&Cs apply.


This post has been edited by cute_boboi: Dec 17 2008, 12:45 PM
cute_boboi
post Dec 18 2008, 11:35 PM

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QUOTE(pingping86 @ Dec 18 2008, 06:21 PM)
Is there anyway to increase ur credit limit???
Never late payment? Always full payment?
Use CC eveytime to pay??? My Credit limit is too low...
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Submit latest proof of higher salary/income. e.g. EA Form, offer letter or increment letter from company, preferably certified by your finance dept. with request letter/form for CL increment, etc.

Dump money into FD

cute_boboi
post Dec 23 2008, 12:52 PM

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QUOTE(jack2 @ Dec 23 2008, 10:24 AM)
Anyone has good organiser to remind us on each due dates of credit cards so that we do not need to set every month.

Set it for once and when we on the computer and if that date falls on, we will get pop up reminder.
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In PC, you can use Outlook or Task Scheduler.

In h/p or PDA, all has organiser which can to aniversary/to-do repeatedly.

cute_boboi
post Dec 26 2008, 06:22 PM

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I have no problem login HSBC Online - The world's local bank rolleyes.gif
Just tried.

cute_boboi
post Dec 30 2008, 10:43 AM

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My MBB CC transactions normally come in online within 1-3 days. But recently, 3 transactions (same day done at 3 merchants in same mall) did not come in until 2-3 weeks later sweat.gif I thought I had another round of skipped transactions = FREE. rolleyes.gif

cute_boboi
post Dec 31 2008, 10:39 AM

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QUOTE(David83 @ Dec 31 2008, 10:09 AM)
Any MBB cardholder with supplimentary cards?

I want to ask how the TP is managed. Seperately or combined with the principal card?

Thank you.

As for Putraskyline, the general MBB CS line should able to assist you. Maybe you could call card centre number, 03-7953 8610 (Platinum/Premier) or 03-7953 8600 (General/Gold & Classic).
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TP all goes to principal.

cute_boboi
post Jan 5 2009, 11:12 AM

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QUOTE(zenquix @ Jan 2 2009, 11:19 PM)
I called MBB today and the CS says the MBB Petronas 5x Treatpoints promo has been extended till further notice.
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I pumped Petronas yesterday (4/1/2009). Today check MBB online is not there yet. Maybe wait another 12-24 hours and we'll know whether 5x TP is still valid or not.

BTW, pumped on 31/12/2008 (transact) and posted online 1/1/2009, still 5x TP.

cute_boboi
post Jan 6 2009, 10:36 AM

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QUOTE(aeronlim @ Jan 6 2009, 08:47 AM)
QUOTE
I pumped Petronas yesterday (4/1/2009). Today check MBB online is not there yet. Maybe wait another 12-24 hours and we'll know whether 5x TP is still valid or not.

BTW, pumped on 31/12/2008 (transact) and posted online 1/1/2009, still 5x TP.
Hi cuteboiboi and zenquix,

Now still got 5x TP for MBB Petronas or not? Will use AMEX to buy petrol if it is 1x TP....
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Update: My 4/1/2009 transaction is online. Posting date 5/1/2009. Confirm I got 5x TP using MBB Petronas CC at Petronas station. thumbup.gif

cute_boboi
post Jan 6 2009, 12:42 PM

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Yes, MBB Petronas CC at Petronas station only is still 5x TP
MBB Amex Credit Card and Charge Card 2x TP at any petrol station
The rest of CC with cash rebate, I'm not familiar.

cute_boboi
post Jan 6 2009, 02:58 PM

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QUOTE(muscaa @ Jan 6 2009, 02:05 PM)
too bad.. I have terminated maybank petronas card
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No issue, as it depends on usage. I used to pump Esso/Mobil and hate Petronas for no reason. But petrol is petrol, sometimes the contract-tanker fetch fuel from same distribution centre. tongue.gif But due to 5x TP, I applied for the MBB Petronas CC. I thought if no more 5x TP, I'll switch back to MBB Amex Credit Card and Esso/Mobil Smiles.

It all depends on individual usage/spending and lifestyle, if the CC suits you to provide the best benefit or not. smile.gif

cute_boboi
post Jan 7 2009, 12:37 PM

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QUOTE(J'Daniel @ Jan 7 2009, 11:53 AM)
Anyone practice to make payment on the billing cycle date itself ?

I always do that. But it reminds me of something now ...
Normally I pay on the billing cycle date, and I will ignore the statement bill.

I afraid if I make certain amount on the cut off date itself, then maybe the system is slow or what ... it capture late.

Since if I paid on cut off date and system slow, and I ignore the bills ... that would cause me lots of late payment already

Hope someone can clarify this
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My cut-off date is 18th. Payment date 7th. Normally I check on 19th-20th. What I notice is, any amount posted after 18th, will be in next month bill payment.

e.g.
#1 swipe RM100 on 18th Jan (transact), posted (18th Jan). I have to pay on 7th Feb

#2 swipe Rm100 on 18th Jan (transact), posted (19th Jan). Bill comes on 18th Feb, Pay on 7th Mar

In this way, if you have different cards with different cut-off dates, you can work on extending the credit that the bank offer you rolleyes.gif

cute_boboi
post Jan 12 2009, 05:10 PM

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Talking about photo-copier/printer, the higher-end ones have memory and disk to store ALL the images that it copy/scan. Once set, it does it automatically without customers even aware that it is storing a copy. Connect it to network/PC, it can send a copy to the PC HDD.
sweat.gif

cute_boboi
post Jan 15 2009, 01:24 PM

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Anyone aware if MBB CC still can EzyPay 0% with Dell for 6/12 months ? hmm.gif

I checked in Dell and MBB website, can't find any info.
cute_boboi
post Jan 15 2009, 01:49 PM

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QUOTE(David83 @ Jan 15 2009, 01:28 PM)
Hey, thanks!

QUOTE
1. Which card can be used under 0%* installment payment plan?
- Maybank - Visa / Master Credit Card (not available with Maybank Amex Carddoh.gif
- Citibank - Visa / Master Credit Card
No wonder my purchase with MBB Amex Credit Card (2x TP tongue.gif ) does not offer 12 month installment sweat.gif

Either 12 monthly payment or 2x TP blink.gif

cute_boboi
post Jan 16 2009, 03:01 PM

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QUOTE(fikrie @ Jan 16 2009, 02:54 PM)
speaking of petronas maybank cc, one of my friends juz got his petronas maybank cc last month.. He showed it off to some of his friends.. And one of them, without hesitate told him that the card can only be used for petronas petrol pump, n not for retail purchases or watsoeva.. Guess what, the next day he went to maybank and canceled de card, and then applied another card from other bank.. hahaha..

I really felt sorry for him..
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laugh.gif laugh.gif laugh.gif
Pathetic friends...
cute_boboi
post Jan 19 2009, 11:53 AM

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QUOTE(sadwanker @ Jan 19 2009, 11:48 AM)
Maybank Petronas Visa cards got Ezy payment scheme or not? tq
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Yes, it is consider as MBB Visa.

Both MBB Visa & Mastercard can use for EzyPay 0%, e.g. buy Dell computer.
cute_boboi
post Jan 19 2009, 05:00 PM

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RockIron,

May I ask how many other issuer plat cc you submit to PBB for their reference ? Just 1 or 2 wink.gif ? or ALL doh.gif ?

cute_boboi
post Jan 19 2009, 05:27 PM

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RockIron,

If you plan apply again, try to submit just one CC for reference. Unless they ask or scrutinize the detail CCRIS from BNM. wink.gif Sometimes, too many may not be 'good'.

cute_boboi
post Jan 19 2009, 05:49 PM

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"BatuBesi",

Worse case, just terminate most of your current CC, retain 1-3 cards actively use, then apply the rest first. Once got it, reapply those cancelled. tongue.gif


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