I'd cancel the card immediately. Why let someone else register for me...and without my permission

think of it as the line for the receptionist, a general line. Its not a direct line to that person you spoke to.

0.2%
even points have better value than that.

these two cards if use, cannot use Mesra card to collect points...

wait a minute...why must terminate? DA only got Visa? No Mastercard?

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Added on February 5, 2009, 10:33 amweird...using Maybank treatspoints as an example, I can get a RM50 voucher with 9000 points. Based on that, each point is worth just over 0.55% on any purchase. Also means its 0.55% cash rebate...quintuple (x5 or 1.65%) if you use Petronas card. So Maybank TreatsPoints are almost 3 times the value of Ambank points?...lol

either way, look for something with 2% rebate...that even beats the Maybank Petronas card. Missed RHB's 5% rebate on their card...

sorry for the geeky post

This post has been edited by Aeon_Clock: Feb 5 2009, 10:33 AM

I thought Standard Charted promotion ended in Dec 08? I checked if they extended that promotion (again) just last month...no update.

means only if you open islamic bank account can get the rebate? Coz this still says Dec 08 - http://www.standardchartered.com.my/cb/dep...save/index.html

no, all co-brand cards are equal. Only the credit limit is different depending on the individual. Actually I don't think there's any difference between gold and classic. I have both and the only difference between the two is the credit limit...but I reduced the gold credit limit to match the classic to control my spendings. Promotion/discount wise - both cards are the same.

most also do not give 1st year free annual fee...

wat's so good about EON? My friend applied but regret soon after.

I walked in to make sure they did the cancellation process properly. Cut the card (and the microchip) on the spot and all. I even took back a piece of the microchip as a souvenir

all banks give "up to" 36 months installment for purchases...but usually they're based on a number of conditions which include:-
1) Total amount purchase
For example, Maybank gave 24 months installment but when I asked...its only for purchases above RM2000. If its below RM2000, maximum they can give is 12 months.

2) Merchant availability
Some merchants...even if they accept EON card (example) only provide 12 months installment maximum.

so you better double check with that shop. If I'm not mistaken, other banks have better offers or options.

I always pay a few days earlier. You don't have to pay exactly on the due date...

I need the statements to know how much to pay
anyway the statements arrive about 20 days before the dateline so everyone should have plenty of time to pay.

I prefer Maybank coz their points can keep forever
CIMB?

damn & blast...credit card interests down plentyful but I missed one payment in November. Can't get the 13.5% interest

CIMB points can last 3 years? That's quite good I think. Maybank points last forever but they never have anything nice to redeem/exchange...plus now I see the latest points book, some RM50 petrol coupon previously 9000 points now 11000 points to redeem

its not 20th Feb yet so I DO have the latest
it just arrived yesterday with my statement - on the 12th as always. Nothing much to see. Maybe the 20th Feb one is bigger and more extensive. Either way there hasn't been anything interesting in the past 2 years so...not putting any hopes.

I saw my colleague's CIMB Rewards 2008-2009 book...and it looks quite nice actually. A LOT of items and some I think are cheaper (points wise) than Maybank. For example...some RM50 vouchers here only cost 8000 points compared to Maybank's 11000 pts for Rm50 voucher. That's assuming CIMB also give 1 point per RM1 spent on their card.

Depends on the bank I think.

Dun click! Nerdy calculations!!


that's the (really) nerdy way of looking at points. The other is just seeing if you need the points at all. If you don't want the hassle of using points to redeem something you may not want...and not to mention wasting the leftover points...you can opt for cash rebate all the way. I'd go for points though coz sometimes you get 2x, 3x points for paying bills, shopping during a sale, etc.

This post has been edited by Aeon_Clock: Feb 13 2009, 05:12 PM

just checked...my Maybank treatspoints Rewards Catalogue is Feb to July 2009. So I guess its the new one?

MBB Amex got annual fee rite? If I'm not mistaken...its twice the fee compared to classic?

good, cut more!