No, I didn't cancel the card, but I just didn't activate it I think i got the UOB cards around Sept or Oct

@hye,
hEHeheh Ur post has nothing to do with the thread Rainlender huh? *grins* Does it give Birthday Alerts and is it Mac compatible?!

if less than 12 trancaction how?

Minimum annual income for UOB ONE Classic Card is RM18,000. A corresponding MasterCard will be issued together and annual fee of RM68 will be waived if a minimum of 6 transactions per card per annum is fulfilled.

@darkdevilrey,
If U can't fulfill the minimum transaction required for waiver then U just don't get the waiver lor, simple!

does anyone here hold a Maybank Sony card.

mind to share what kind of birthday suprises they provide and is it worth it to wait for the vouchers or stuff.

i wanna buy something now, but dunno if i should wait for my birthday, in case got any vouchers.

Wah!!!!! I think ur spending on Amex is much heavier than me.
I never try before exceeded my CL for 50%. Dun know y they still issue me the pre-approved Amex PCC?????
Maybe I m the lucky one being pick by them.

tot apply online got free gift.. but must spend at least rm50 on both card in order to get it....

I dont see any different if I get both Visa and MC but combined limit lolz

end of nov i applied for a credit transfer with alliance bank. the reason i went with alliance is because i get my salary deposited there. but until today they are still processing the application. how long does it normally take as my first cc with maybank took just a couple of weeks. i called their cs but she just says its still being processed. i did apply for a loan with alliance a long time ago but was declined. am i going to be declined again? should i continue with this or cancel it. i need to structure my cc debts seeing as the coming recession could be extremely bad.

hhmm I thought UOB is offering separate credit limit for the dual & multiple cards?
--> http://www1.uob.com.my/webpages/card_promo...mbinelimits.htm

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Added on December 24, 2008, 5:00 amThat's slow service by them. If I'm on your shoes, I'll tell them to cancel the application and try to find another bank that does a balance transfer for low interest fee.

This post has been edited by awaynoway: Dec 24 2008, 05:00 AM

i've been holding Maybank Sony Card for quite sometime, more than a year to be exact..

So far i didnt get any so-called birthday surprise.. No vouchers or any kind of gift.. Except unexpected increase in CL, but i dun think dat got to do with my birthday or watsoeva..

Let say u wud get anytin for a birthday gift or somtin, i dun think dat gonna affect your buying decision..

i think thats only apply to gold card holders but not classic

Nope they had since changed system to combined limit

@RockIron,
Er.. I usually don't exceed more than 50% of my available CL but I made some rather heavy purchases the last few months hence I used up my total available CL on Amex.

On another note, I just checked.. Citibank gave me an additional RM20k credit line with my renewed CC - weird and crazy bank. When I wanted it they don't give it to me, when I don't need it, they give it to me !

Yeap, that's y at times having a charge card is good as never know when you might need to go on a mad rush at the very last minute

And with the current scenario, much harder to get increse in CL, abeit temporary

@tgeoklin,
I'll be mad if I actually used up all my CL on my CCs. It's just that I only have 1 Amex card and rather accumulate my points on that one account than have it split across Amex & Citibank

I understand but at times its damn as if we know what we need to be spending on, right? You will be surprised at how many times I had broke my limit when I least expect to do so

@tgeoklin,
Am sure it's on the ocassional rare moments; and even then U could always pay up your bills first Amex + Citibank combined, I have close to RM100k CL - definitely do not intend to use it up ! *gulps*

tink, it's no wonder that people think you're a millionaire. Finishing up that kind of credit limit plus flying around for work/fun all the time

OK question to UOB card holders, my corporate card is with UOB and I now have a bit less than 20k UOB UNIRinggit points to spend. To be honest the UNIRinggit awards look a bit weak so any suggestions on what I should do with them? I was thinking of converting them to Enrich points, but the exchange rate isn't great.