Bro,

Use credit card lah very simple, no need hassle like bank transfer. Then just pay off your purchase. When I bought my MBP end of last yr, paid via CIMB Direct Access platinum. Few days later call them to convert into monthly installment for 20 months, so easy and good. Then when I have extra dough, I settle early. Make sense.

Waiting for the day Apple online store Malaysia to be like Singapore's and New Zealand's.
Selling ipads, iphones 4 and their accessories, and don't tell me November or DEcember coz thats freakin too long to wait.

Thats why I purchase my apple stuff overseas 99% of the time. My iphones comes from the States, new Zealand and Singapore. The same goes for my ipad, MBP and Touch.