may I know what is the current loan interest rate? waiting for my loan approval
Chery MPV Community - CMC Version 1, To Gather All Chery MPV Owners
Chery MPV Community - CMC Version 1, To Gather All Chery MPV Owners
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Apr 1 2009, 12:19 PM
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Junior Member
16 posts Joined: Mar 2009 |
may I know what is the current loan interest rate? waiting for my loan approval
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Apr 1 2009, 12:20 PM
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Newbie
0 posts Joined: Mar 2009 |
Ok la tu, nak buat camne memang dah bunyi macam tuh. Terima la seadanya. Tapi kalau leh buat jadi senyap ok gak tuh.
Added on April 1, 2009, 12:25 pmkalau 3 minggu lepas masa sye amik keta ni interest rate dia 2.75. Skrg nie tak tahu la samada turun lagi atau naik. This post has been edited by WSJ 2525: Apr 1 2009, 12:25 PM |
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Apr 1 2009, 01:28 PM
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Junior Member
16 posts Joined: Mar 2009 |
been told is around 2.4% - 2.5%! is that good? anyone from financial can advice?
but japanese make car will have a better rate! sooooo unfair |
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Apr 1 2009, 02:12 PM
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Newbie
0 posts Joined: Feb 2009 |
Kadar pinjaman yang rendah hanyalah salah satu faktor dalam pengurusan pembelanjaan bulanan. Kelainan kadar dari takat 0.1 peratus tidaklah begitu ketara.
Yang lebih penting ialah kemampuan untuk membayarnya tanpa menjejaskan pembelanjaan lain. Formula yang saya pakai ialah jumlah pembayaran SEMUA jenis hutang tidak boleh melebihi paras satu pertiga daripada gaji bersih saya. Ia berkesan untuk saya dan saya tidak perlu risau tentang tidak cukup dana. |
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Apr 1 2009, 02:18 PM
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Newbie
1 posts Joined: Jan 2009 |
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Apr 1 2009, 02:53 PM
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Newbie
0 posts Joined: Feb 2009 |
QUOTE(Chery new friend @ Apr 1 2009, 02:18 PM) Mengambil di atas sebagai contoh, Untuk pinjaman rm70,000 bagi 9 tahun pada kadar 2.8% ialah rm811 sebulan dan untuk kadar 2.4% ialah rm788. Perbezaannya hanyalah rm23 setiap bulan. Jangan lupa budget untuk duit minyak, sekali isi penuh ialah lebih kurang rm110-rm120 dan cukai jalannya sebulan ialah rm61. Kalau insuran baru, sebulan lebih kurang rm200. Kalau TIDAK mengunakan mpv sebulan, tetap kena pakai lebih kurang rm261 (cukai jalan-61 & insuran-200) campur dengan wang installment-rm788, kita kena sediakan lebih kurang rm1049.00. Kalau mengunakan mpv, anggarkan tiga kali isi minyak(setiap kali rm120) - rm360 + rm1049 = rm1409 setiap bulan untuk pembelanjaan mpv sahaja. Ini adalah fakta nyata dalam pemilikan kenderaan. Harap dapat membantu anda semasa membuat budget anda. This post has been edited by Drom: Apr 1 2009, 02:54 PM |
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Apr 1 2009, 03:27 PM
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Newbie
0 posts Joined: Mar 2009 |
Betul tu, kita jangan terpengaruh dengan org lain. Yang penting kemampuan diri sendiri. Jangan sampai menyusahkan diri sendiri.
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Apr 1 2009, 04:11 PM
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Junior Member
16 posts Joined: Mar 2009 |
agreed with Drom. one third of our net income should the way yo go! thanks everyone! |
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Apr 1 2009, 05:22 PM
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Newbie
1 posts Joined: Dec 2008 |
QUOTE(busyra @ Apr 1 2009, 11:44 AM) Hi guys, ada tak sesiapa yang dah pasang foam noise blocker (sound proof) dalam bonet depan eastar? Nak tahu berkesan tak? I tak suka bunyi compressor kuat sangat mcm kompressor aircond kat kilang. walaupun tak mengganggu masa driving, tetapi tiap kali keluar kereta memang bunyi dia menyakitkan telinga i, apa lagi bila park sebelah stream ke, wish ke... keta diorang enjin slow, tak dengar pun... mana ada bunyi kuat mcm eastar... kalau berkesan i ingat kena gi pasang. Kalau tanya kedai aksesori dah tentu jawapannya "bagus... berkesan..." ... i harap ada yg dapat bagi testimoni... Tqvm. From what you described, the aircon comp noise is very laud and it should not be. You should send the car for inspection if the aircon comp noise is very laud. The engine 4G64 is comparatively laud and we have to accept it. Busyra, H.Stream and T.Wish are very famous MPVs and it take 2 Eastars to buy either one of them(new). How to compare? In my opinion, the foam fixed underneath the bonet can reduce the noise to certain level and it will help. Berapakah foam tu? This post has been edited by smliu: Apr 1 2009, 05:33 PM |
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Apr 1 2009, 08:08 PM
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Newbie
0 posts Joined: Feb 2009 |
Good evening all
Baru balik 5000km service last saturday. sad to say, after sales service to me very disappointing. tak sure if it is because I tak kenal manager or otherwise, tapi excuse yang diberi very disappointing. Every time I complain about certain things, ie replacement of certain parts which should be under warranty, the answer is the same- awaiting parts to arrive. requested to check the alignment of the car,and the attending mechanic, in his own words" abang baik buat kat luar. kita tak buat". when asked to attend to certain complaints, kata no time as short of mechanics. asked me to come again during weekdays. when I told him that I came on a weekday for my 1000km service and the excuse was the same, he started raising his voice to me. sayang seribu kali sayang. keretanya cantik dan bagus, tapi tak setimpal dengan after sales service. I am sorry to have to say this, but the after sales service is , to me, almost non existent. Dan saya dah convey this to potential buyers yang terpikat dengan my car. SC PJ must be careful about handling complaints about the car. I tak menyesal langsung beli chery eastar, tapi terus terang, I menyesal akan afetr sales servicenya Just an honest opinion from a proud eastar owner. |
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Apr 1 2009, 08:47 PM
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Newbie
1 posts Joined: Jan 2009 |
QUOTE(lan70 @ Apr 1 2009, 08:08 PM) Good evening all Chery Alado, chery service PJ, Chery Chery Chery, please awake.... market is very competitive.Baru balik 5000km service last saturday. sad to say, after sales service to me very disappointing. tak sure if it is because I tak kenal manager or otherwise, tapi excuse yang diberi very disappointing. Every time I complain about certain things, ie replacement of certain parts which should be under warranty, the answer is the same- awaiting parts to arrive. requested to check the alignment of the car,and the attending mechanic, in his own words" abang baik buat kat luar. kita tak buat". when asked to attend to certain complaints, kata no time as short of mechanics. asked me to come again during weekdays. when I told him that I came on a weekday for my 1000km service and the excuse was the same, he started raising his voice to me. sayang seribu kali sayang. keretanya cantik dan bagus, tapi tak setimpal dengan after sales service. I am sorry to have to say this, but the after sales service is , to me, almost non existent. Dan saya dah convey this to potential buyers yang terpikat dengan my car. SC PJ must be careful about handling complaints about the car. I tak menyesal langsung beli chery eastar, tapi terus terang, I menyesal akan afetr sales servicenya Just an honest opinion from a proud eastar owner. Please do take care customers complaint, don't keep give not logic excuse and excuse. i remember, for few times when i drove my Honda for service, the sales personnel actually stand by my door and open my car door for me.. imagine yourself....how do i feel............ Chery, Chery, this kind of feed back should not re-occurred again, it will definitely affect your brand, your sales and all of us, how to sustain the brand. I m really serious about this car, and please do something.. This post has been edited by Chery new friend: Apr 2 2009, 08:27 AM |
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Apr 1 2009, 09:25 PM
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Newbie
1 posts Joined: Dec 2008 |
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Apr 1 2009, 09:53 PM
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Newbie
0 posts Joined: Jan 2009 |
QUOTE(lan70 @ Apr 1 2009, 08:08 PM) Good evening all hmmm... i suka gak masuk forum rondorian... the same complaints... about after sale service... so guys, dulu kengkawan selalu cakap jgn beli keta Naza, servis dia teruk... jangan sampai org kata jangan beli keta Chery... servis dia hampeh...Baru balik 5000km service last saturday. sad to say, after sales service to me very disappointing. tak sure if it is because I tak kenal manager or otherwise, tapi excuse yang diberi very disappointing. Every time I complain about certain things, ie replacement of certain parts which should be under warranty, the answer is the same- awaiting parts to arrive. requested to check the alignment of the car,and the attending mechanic, in his own words" abang baik buat kat luar. kita tak buat". when asked to attend to certain complaints, kata no time as short of mechanics. asked me to come again during weekdays. when I told him that I came on a weekday for my 1000km service and the excuse was the same, he started raising his voice to me. sayang seribu kali sayang. keretanya cantik dan bagus, tapi tak setimpal dengan after sales service. I am sorry to have to say this, but the after sales service is , to me, almost non existent. Dan saya dah convey this to potential buyers yang terpikat dengan my car. SC PJ must be careful about handling complaints about the car. I tak menyesal langsung beli chery eastar, tapi terus terang, I menyesal akan afetr sales servicenya Just an honest opinion from a proud eastar owner. |
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Apr 1 2009, 10:00 PM
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Newbie
0 posts Joined: Jan 2009 |
QUOTE(smliu @ Apr 1 2009, 05:22 PM) From what you described, the aircon comp noise is very laud and it should not be. You should send the car for inspection if the aircon comp noise is very laud. The engine 4G64 is comparatively laud and we have to accept it. Busyra, H.Stream and T.Wish are very famous MPVs and it take 2 Eastars to buy either one of them(new). How to compare? I pun tak pasti ia normal atau tak sebab masa i complaint kat SA dulu diorang tak kata apa pun...??? Dah la kat sini tak ada kengkawan yg pakai eastar nak buat perbandingan. Kalau off aircond bunyinya tak lah menyakitkan hati, cuma bila on aircond je... In my opinion, the foam fixed underneath the bonet can reduce the noise to certain level and it will help. Berapakah foam tu? Kedai yg offer i pasang foam tu bagi harga RM180 untuk full bonet area. Tak tanya la pulak kedai lain. |
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Apr 1 2009, 11:16 PM
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Newbie
2 posts Joined: Feb 2009 |
QUOTE(lan70 @ Apr 1 2009, 08:08 PM) Good evening all saya baru buat scv di SC pj for my 1000km,memang mendukacita kan saya,sampai kat sana jam 12 tghari,bila masuk kat kaunter kena berdiri dkt 15min sb nak tggu svc advisor busy online,buat tak tau jer kat saya yg dah berdiri lama kat situ,bila dia attend,theres no word of appology,bila bagitau byk complaint,dia cakap itu biasa bang tapi tak boleh nk buat semua sb tak cukup staff,svc advicor dia pun mcm tak tau sgt pasal kereta nie,asyik2 cakap tak sure,end up kereta siap pukul 6pm,punya la lama tggu.byk complaint yg saya bagitau tak buat,masih ada bunyi angin,bau yg masuk dlm kereta.if any of the chery salesman,staff orpeople working in chery is reading this,PLS TAKE URGENT ACTION,pls mind that word of mouth is much faster and more efficient than your advertisement about the car. Baru balik 5000km service last saturday. sad to say, after sales service to me very disappointing. tak sure if it is because I tak kenal manager or otherwise, tapi excuse yang diberi very disappointing. Every time I complain about certain things, ie replacement of certain parts which should be under warranty, the answer is the same- awaiting parts to arrive. requested to check the alignment of the car,and the attending mechanic, in his own words" abang baik buat kat luar. kita tak buat". when asked to attend to certain complaints, kata no time as short of mechanics. asked me to come again during weekdays. when I told him that I came on a weekday for my 1000km service and the excuse was the same, he started raising his voice to me. sayang seribu kali sayang. keretanya cantik dan bagus, tapi tak setimpal dengan after sales service. I am sorry to have to say this, but the after sales service is , to me, almost non existent. Dan saya dah convey this to potential buyers yang terpikat dengan my car. SC PJ must be careful about handling complaints about the car. I tak menyesal langsung beli chery eastar, tapi terus terang, I menyesal akan afetr sales servicenya Just an honest opinion from a proud eastar owner. |
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Apr 2 2009, 07:57 AM
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Newbie
0 posts Joined: Jan 2009 |
QUOTE(busyra @ Apr 1 2009, 10:00 PM) I pun tak pasti ia normal atau tak sebab masa i complaint kat SA dulu diorang tak kata apa pun...??? Dah la kat sini tak ada kengkawan yg pakai eastar nak buat perbandingan. Kalau off aircond bunyinya tak lah menyakitkan hati, cuma bila on aircond je... P/S: Baru teringat benda tu orang panggil penyerap bunyi hehe.Kedai yg offer i pasang foam tu bagi harga RM180 untuk full bonet area. Tak tanya la pulak kedai lain. |
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Apr 2 2009, 10:17 AM
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Junior Member
16 posts Joined: Mar 2009 |
QUOTE(smliu @ Apr 1 2009, 09:25 PM) Eastarian, how much is yr car price? 1/2 leather or full leather? or full accessary? Can u keep us update? RM87888 before NCB dedection. come with full leather, v-kool tinted (just a normal), dvd, reverse camera. entited a free give GPS because i book during their roadshow at ioi mall. i m exchanging the GPS to upgrade to v-kool armorcoat. do you thing i should exchange the GPS with the v-kool armarcoat??? because i already have a GPS. anyone interested to buy from me? accourding to the salesmen it worth Rm1100.Thank you. Chery Alado, please improve you SC, it make me worried whether i m make a right decision to purchase this car |
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Apr 2 2009, 10:19 AM
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Junior Member
140 posts Joined: Aug 2007 |
QUOTE(jibsifly @ Apr 1 2009, 11:16 PM) saya baru buat scv di SC pj for my 1000km,memang mendukacita kan saya,sampai kat sana jam 12 tghari,bila masuk kat kaunter kena berdiri dkt 15min sb nak tggu svc advisor busy online,buat tak tau jer kat saya yg dah berdiri lama kat situ,bila dia attend,theres no word of appology,bila bagitau byk complaint,dia cakap itu biasa bang tapi tak boleh nk buat semua sb tak cukup staff,svc advicor dia pun mcm tak tau sgt pasal kereta nie,asyik2 cakap tak sure,end up kereta siap pukul 6pm,punya la lama tggu.byk complaint yg saya bagitau tak buat,masih ada bunyi angin,bau yg masuk dlm kereta.if any of the chery salesman,staff orpeople working in chery is reading this,PLS TAKE URGENT ACTION,pls mind that word of mouth is much faster and more efficient than your advertisement about the car. it seems like the service centre sucks. i think sellers are only interested in selling the cars. never intended of giving services at all.total letdown...... |
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Apr 2 2009, 11:28 AM
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Junior Member
16 posts Joined: Mar 2009 |
QUOTE(fookeesan @ Apr 2 2009, 10:19 AM) it seems like the service centre sucks. i think sellers are only interested in selling the cars. never intended of giving services at all. I think whoever not happy to SC should email your view to chery@cheryalado.com (Malaysia) or helpdesk@mychery.com (Global). hope our voice can be hear by their management! Not only Malaysia but Global. let's unite and do it together total letdown...... |
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Apr 2 2009, 11:35 AM
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Junior Member
129 posts Joined: Oct 2008 |
let's unite and join CMC .......see you at Putrajaya 5pm to 10pm this saturday
( 04.04.2009 ) Call me 0192142131 Enigma |
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