Hi,

Like others, i'm pretty excited on getting my own house so i went to shop around for best home loan package and so far i found Maybank offer the best home package.

It is no flexi type but it does give those flexi feature

1st year - 2.88% flat
2-30yrs - BLR - 2.2%

RM25 per withdrawal, min 1k and in "000 subsequently.
Instance transfer to saving account from Home loan account

3 year lockin period.



What i heard that there is alot of hidden Terms and Condition and my friends said Maybank always offer best loan package but they never take it.

My question is what so bad about Maybank? Is it really alot other hidden charges? Can some expertise here help me on this


Many many thanks

Thanks for reply

1. Yeah It does need MRTA
2. The penalty for Non-ZEC is 2% (Isn't that sound attractive)
3. Good point i didnt know term loan doesnt contra the interest. I will check with them again

Might not know... see how the work here in Penang... haha recession coming later retrench im going to say bye bye and back KL.

anyway short lock in period is good so can refinance