my friend wanted to buy a house..any loan she can try to apply? the house already 90% completed. (double storey terrace house)

need ur comments asap!

AIA or ING home loan 4.99% I think,

most banks also have BLR-1% package

sure boh?

Should be 5.99% fixed , for limited time only if comes with zero moving costs.

This post has been edited by SKY 1809: Oct 13 2008, 06:40 PM

I can help to apply loan from all major banks in Malaysia. Depent on your fav bank or i can recomment for you.
Will save up alot of your time to do own survey on each bank.
Current rate for residential will be around BLR-1.7 to BLR-2.8 (current BLR is 6.75) depent on type of houses and loan amount.

Banks available :-
Stand.Chart
Hong Leong Bank
CIMB Bank
Alliance Bank
Am Bank
Public Bank
Maybank
Eon Bank
HSBC
UOB

All infomation, package, and rate offer by different banks i also can offer to u ,no extra or hidden cost totally

Feel free to contact me at

017-6100337 (Onn)

ARE YOU AN MORTGAGE BROKER OR WORKING WITH ANY BANK?

tanks for all comments..

You mean me?

would it be advisable, generally, to purchase a home through loan and after a period of time; say 2 years, sell it off. Would i be losing a lot of money?

depend... because u have to pay extra money and u paid 2 year interest...

1. bank penalty, 3-4% of the loan amount balance.
2. lawyer fees which paid for S&P previously when u buying house.
3. lawyer fees to transfer name.
4. total the interest that u paid.

This post has been edited by gkl83: Oct 15 2008, 05:38 PM

if the house is 90% completed... better go for the projects EF banks...



as for keithcky, let me answer that question for u,
- most likely onn is a mortgage broker(out source agent), as bank doesn't allow their employed staff to sell 3rd party products


k-o-e
selling off your property within 2years... only advisable if
- your selling a hell of a good price
- u bought it during construction and selling it after completion
- the loan your taking is free from lock in restrictions... (high interest lo)

if not then u WILL facing losses after u include the below

thanks dudes!