hi

For this situation, lawyer should advice you to transfer your mum name to your brot and yours in SAP..Then the new SAP shoud progress, but its dont take so long..its depends on the lawyer how fast he can do it.

For refinance your property, the borrower should be

1) 1st borrower your brot, 2nd borrower your father
or
2) 1st borrower your brot, guarantor ur father.

You dont hv monthly statement, you should be help your family business. Then its easily, ask your family who incharge issue you EA, and submit your saving account and your FD if have, to show bank that you have such much money and able to settle down the prepayment. If you have declare the income tax then no issue...

Or the vice versa you are employed, then same thing show saving / FD account. Income Tax + Tax receipt if you have. If Income Tax dont have then can help you geh.. intro you an accountant firm who can help you do the income tax statement for 1-2weeks. Of corse there is certain charge..not really much ler.. have to see your statement 1st.

Actually not really big issue your case. Refiance your property, you can look for me, I intro loan package to you and the accountant firm.

Jz PM me ya

Best Regards

This post has been edited by skybees: Oct 4 2008, 09:31 PM